Do you use American Express card?

Discussion in 'Community Discussion' started by skyrider007, Jan 29, 2008.

?

Do you have an AMEX card?

  1. Yes, one

    42 vote(s)
    38.2%
  2. Yes, more than one

    22 vote(s)
    20.0%
  3. I used to have one

    5 vote(s)
    4.5%
  4. No

    41 vote(s)
    37.3%
  1. skyrider007 macrumors 65816

    skyrider007

    Joined:
    Aug 5, 2007
    Location:
    Bangkok
  2. twoodcc macrumors P6

    twoodcc

    Joined:
    Feb 3, 2005
    Location:
    Right side of wrong
  3. sananda macrumors 68020

    Joined:
    May 24, 2007
    #4
    yes, i have a green one. no idea why though. i hardly ever use it since i might aswell just use my debit card.
     
  4. parapup macrumors 65816

    parapup

    Joined:
    Oct 31, 2006
    #5
    Yep, I make it a point to use AMEX for purchasing costly items. Recently I bought a Blackberry curve using AMEX - it made a trip of Washing/Drying machine and thanks to AMEX Purchase Protection I will get a full refund.
     
  5. QuarterSwede macrumors G3

    QuarterSwede

    Joined:
    Oct 1, 2005
    Location:
    Colorado Springs, CO
    #6
    I don't have one because my Visa has an insanely low fixed APR. My wife and I rarely use it and only if we have to.

    AMEX has a bad reputation, which they are now trying to fix, because it used to have membership fees and the APR's weren't that great. The plus was that they offered really great services which is why it was known as a business card. Of course now they have different tiers of service and cards without membership fees.
     
  6. rdowns macrumors Penryn

    rdowns

    Joined:
    Jul 11, 2003
  7. Flyer0815 macrumors 6502

    Joined:
    Dec 11, 2007
    Location:
    PA
    #8
    I have the Blue one that I use for all major purchases. The warranty extension and buyer protection program is enough for me. The way they handled the iPhone price drop was awesome as well. Just a quick phone call and the difference was credited back. Excellent customer service!
     
  8. skunk macrumors G4

    skunk

    Joined:
    Jun 29, 2002
    Location:
    Republic of Ukistan
  9. JNB macrumors 604

    JNB

    Joined:
    Oct 7, 2004
    Location:
    In a Hell predominately of my own making
    #10
    37XX card. Up to $12K a month in expenses (company paid). Loves me some Membership Rewards points!
     
  10. dsnort macrumors 68000

    dsnort

    Joined:
    Jan 28, 2006
    Location:
    In persona non grata
    #11
    Yes I have one, company supplied, and I loathe it.

    Too many places don't accept Amex.

    The problem is the discount.

    You may not know this, but when you use a credit card, not only do you pay interest on the purchase amount, but the card company DISCOUNTS the purchase to the vendor! If you buy $100 at a store and use a Visa, Visa only pays the store around $96.00, ( old information, discounts may have changed).

    The problem with Amex is that while Visa/mastercard may discount 3-4%. Amex discounts 7-8%.

    That's why so many small establishments take V/MC, but not Amex.

    So when you lay out that Amex, know you're screwing the vendor.
     
  11. xUKHCx Administrator emeritus

    xUKHCx

    Joined:
    Jan 15, 2006
    Location:
    The Kop
    #12
    They are hated over here (UK) by pretty much every shop so they are practically useless.

    Edit:

    Apparently it is 2.5% and 5% respectively here and why the shops do not take them.
     
  12. QuarterSwede macrumors G3

    QuarterSwede

    Joined:
    Oct 1, 2005
    Location:
    Colorado Springs, CO
    #13
    But I thought you were unemployed? ;)
     
  13. Flyer0815 macrumors 6502

    Joined:
    Dec 11, 2007
    Location:
    PA
    #14
    Hmm thats interesting. When I was in London come to think of it, I never really saw the option for Amex at shops... paid MasterCard for mostly everything. Is there a reason why they are loathed in the UK?
     
  14. dsnort macrumors 68000

    dsnort

    Joined:
    Jan 28, 2006
    Location:
    In persona non grata
    #15
    Thanks for the current info!
     
  15. xUKHCx Administrator emeritus

    xUKHCx

    Joined:
    Jan 15, 2006
    Location:
    The Kop
    #16
    I edited my post, but basically they charge twice as much as the other cards. This information is a few years old as I no longer work in retail.

    Not current and not in America, should've made that abundantly clear, sorry.
     
  16. thejadedmonkey macrumors 604

    thejadedmonkey

    Joined:
    May 28, 2005
    Location:
    Pa
    #17
    A guy at my work was paying with an AmEx card, and he told me he gets 5% back at years end for all purchases he makes with the card.

    I've got a visa/debit card, but if/when I ever get a real credit card, I'd definitely look into AmEX
     
  17. dsnort macrumors 68000

    dsnort

    Joined:
    Jan 28, 2006
    Location:
    In persona non grata
    #18
    The not in the USA was very clear. I assumed you're info was more current than my 1988 info
     
  18. JNB macrumors 604

    JNB

    Joined:
    Oct 7, 2004
    Location:
    In a Hell predominately of my own making
    #19

    Yes, but that pays quite well in Greenland.

    I AM the Beast Squad! :p
     
  19. themadchemist macrumors 68030

    themadchemist

    Joined:
    Jan 31, 2003
    Location:
    Chi Town
    #20
    I have one, but I just got it for the two free airline tickets.
     
  20. xUKHCx Administrator emeritus

    xUKHCx

    Joined:
    Jan 15, 2006
    Location:
    The Kop
    #21
    Well it is but that info was from around 2002 so could well be outdated by now.

    I use Visa.
     
  21. sushi Moderator emeritus

    sushi

    Joined:
    Jul 19, 2002
    Location:
    キャンプスワ&#
    #22
    I have had a personal AMEX card for many years.

    Intersting. Never heard of that version.

    Over the years, I've seen it change quite a bit in Asia.

    Now you can use AMEX most places that accept credit cards.
     
  22. Mitthrawnuruodo Moderator emeritus

    Mitthrawnuruodo

    Joined:
    Mar 10, 2004
    Location:
    Bergen, Norway
    #23
    3 VISA card... one debet for every day use and two credit cards, mostly for online purchases...

    American Express and Diner's are totally worthless here in Norway... I used to have a MasterCard debet card, though, but my current bank prefers VISA so by proxy, so do I... ;)
     
  23. JNB macrumors 604

    JNB

    Joined:
    Oct 7, 2004
    Location:
    In a Hell predominately of my own making
    #24
    Corporate/Government series.
     

Share This Page