Just wanna get an idea of how many people are having the same issue as me here. My HSBC debit card works fine with Apple Pay, but my credit card (standard credit card, not gold or any other) does not. I keep getting the "card not added, contact issuer" message in both Wallet/passbook & the watch app. HSBC are flabbergasted by the issue, since I can use old fashioned chip and pin with the card just fine. Trying to figure out if it's an actual issue affecting others or if HSBC just hate my iPhone.