Don't pre-order unless the money is in the bank.

Discussion in 'iPad' started by aarong50, Mar 12, 2010.

  1. aarong50 macrumors regular

    Joined:
    Aug 22, 2009
    #1
    Just a heads up - apple debited my card for the full amount.

    I had the money no big deal - and I don't know if the charge will drop off because it was just "verify funds" or it will remain.

    Either way - unless you got the money today don't pre-order because your account will be debited.
     
  2. GeekLawyer macrumors demi-god

    GeekLawyer

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    Location:
    The post is coming from inside the house!
    #2
    That's really strange. They didn't debit my account at all.
     
  3. aarong50 thread starter macrumors regular

    Joined:
    Aug 22, 2009
    #3
    Give it a few minutes..

    03/12/10 08:39 AM $1.00
    PRE-AUTHORIZATION DEBIT AT APL*APPLEONLINESTOREUS, 800-676-2775, CA ON 031210 FROM CARD#: ***


    03/12/10 08:31 AM $533.93
    PRE-AUTHORIZATION DEBIT AT APL*APPLEONLINESTOREUS, 800-676-2775, CA ON 031210 FROM CARD#: ***
     
  4. skubish macrumors 68030

    skubish

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    Location:
    Ann Arbor, Michigan
    #4
    Wirelessly posted (Mozilla/5.0 (iPhone; U; CPU iPhone OS 3_1_3 like Mac OS X; en-us) AppleWebKit/528.18 (KHTML, like Gecko) Version/4.0 Mobile/7E18 Safari/528.16)

    They will always do this with debit cards.
     
  5. ansabakhan macrumors 65816

    ansabakhan

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    Mar 3, 2010
    #5

    the took money out of ur account right away? i thought its billed when the item is shipped! thats really strange
     
  6. aarong50 thread starter macrumors regular

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    Aug 22, 2009
    #6
    Yeah..

    I mean, it doesn't matter to me but I know alot of people on here were asking this exact question prior to the pre-orders being available.

    Just wanted to give a heads up to anyone who doesn't have the money today - but planned on having it for launch.
     
  7. mrgreen4242 macrumors 601

    mrgreen4242

    Joined:
    Feb 10, 2004
    #7
    Hm, nothing on my account at all, even the pre-auth, and it's been at least 15 minutes since my order when through. Not even showing up as an unspecified pending transaction.
     
  8. Xenoxide macrumors member

    Joined:
    Jul 14, 2008
    #8
    Apple hasn't charged you. What they've done is an authorisation hold. Essentially, it removes the amount from your available balance but doesn't actually remove the funds.

    It's standard for all pre orders, even by other companies. The reason they do this is so that they can be sure they'll get the money on launch day, but without you being charged interest.

    Usually the funds get released back to you automatically after a few days, so that the money is there for Apple to charge on launch.

    http://en.wikipedia.org/wiki/Authorization_hold
     
  9. aarong50 thread starter macrumors regular

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    Aug 22, 2009
    #9
    Maybe it is a varies by bank? I use 5/3 Bank and they have a very nice online interface that updates almost instantly..
     
  10. aarong50 thread starter macrumors regular

    Joined:
    Aug 22, 2009
    #10
    Like I said in my first post I figured it would drop off - usually after 72 hours but this COULD effect people who can't have their money held for the next 72 hours..

    The money is no longer available to me until the "hold" drops off.
     
  11. clayj macrumors 604

    clayj

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    visiting from downstream
    #11
    They didn't actually "take the money out of the account". They put a hold on the money -- there's a difference. With credit cards, they don't do this.
     
  12. ansabakhan macrumors 65816

    ansabakhan

    Joined:
    Mar 3, 2010
    #12
    ok i have a question .... i just paid with a credit card ... they would authorize the amount right now thats what my understanding it ... just in case if my card is lost , and i need to change my credit card number with the bank .. do i update it with apple (The new card number ) or would they just get the payment as they has the pre-authorization done already withe old card number which is not active any more?
     
  13. PsyD4Me macrumors 6502a

    PsyD4Me

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    under your bed
    #13
    APL*APPLE ONLINE STORE $1.00

    this is from my statement right now
     
  14. capitanbuzo macrumors 65816

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    Jul 17, 2007
    #14
    I paid by debit and just have received the $1 authorization charge. Using BofA.
     
  15. aarong50 thread starter macrumors regular

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    Aug 22, 2009
    #15
    Dude you are really paranoid..

    But if your card is lost/stolen they would cancel it immediately which means when they charge the full amount it wouldn't work. You would have to update the card in the account settings.
     
  16. bugout macrumors 6502a

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    is everything!
    #16
    I ordered at 8:30, no pre-auth 35 minutes later..
     
  17. maflynn Moderator

    maflynn

    Staff Member

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    Boston
    #17
    You need to use a credit card, because they'll post a freeze on the value, locking the amount of money of your purchase. When the device ships, they'll unfreeze the amounts and issue a purchase transaction.

    Sometimes these transactions cross, and you'll actually see double the amount hitting your account.

    I never use a debit card on online purchases especially preorders such as this
     
  18. ansabakhan macrumors 65816

    ansabakhan

    Joined:
    Mar 3, 2010
    #18
    i hope i dont lose the card which i used to order my ipad :) ... but i just was wondering... its still 3 weeks and juts in case if i card is misplaced i would need to get the number changed right away
     
  19. gwynne macrumors 68000

    gwynne

    Joined:
    Mar 11, 2010
    #19
    Honestly, this is a true statement for just about anything.

    Don't stick your card number in if you can't pay for the item.
     
  20. ansabakhan macrumors 65816

    ansabakhan

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    Mar 3, 2010
    #20
    but the have pre-authorized so i shouldnt need to update the card right? thats what my guess is
     
  21. flyguy206 macrumors 6502a

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    Aug 5, 2008
  22. ansabakhan macrumors 65816

    ansabakhan

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    Mar 3, 2010
    #22
    charged the full amount ?
     
  23. GeekGirl* macrumors 65816

    GeekGirl*

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    Buffalo, NY
  24. flyguy206 macrumors 6502a

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    Aug 5, 2008
    #24

    well they put a hold on it..
     
  25. mrgreen4242 macrumors 601

    mrgreen4242

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    Feb 10, 2004
    #25
    Well, somewhere in the last half hour they added a $1 charge to my account, but that's it so far.
     

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