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Don't pre-order unless the money is in the bank.

A

aarong50

macrumors regular
Original poster
Aug 22, 2009
110
0
Just a heads up - apple debited my card for the full amount.

I had the money no big deal - and I don't know if the charge will drop off because it was just "verify funds" or it will remain.

Either way - unless you got the money today don't pre-order because your account will be debited.
 
GeekLawyer said:
That's really strange. They didn't debit my account at all.
Click to expand...

Give it a few minutes..

03/12/10 08:39 AM $1.00
PRE-AUTHORIZATION DEBIT AT APL*APPLEONLINESTOREUS, 800-676-2775, CA ON 031210 FROM CARD#: ***


03/12/10 08:31 AM $533.93
PRE-AUTHORIZATION DEBIT AT APL*APPLEONLINESTOREUS, 800-676-2775, CA ON 031210 FROM CARD#: ***
 
Wirelessly posted (Mozilla/5.0 (iPhone; U; CPU iPhone OS 3_1_3 like Mac OS X; en-us) AppleWebKit/528.18 (KHTML, like Gecko) Version/4.0 Mobile/7E18 Safari/528.16)

They will always do this with debit cards.
 
aarong50 said:
Give it a few minutes..

03/12/10 08:39 AM $1.00
PRE-AUTHORIZATION DEBIT AT APL*APPLEONLINESTOREUS, 800-676-2775, CA ON 031210 FROM CARD#: ***


03/12/10 08:31 AM $533.93
PRE-AUTHORIZATION DEBIT AT APL*APPLEONLINESTOREUS, 800-676-2775, CA ON 031210 FROM CARD#: ***
Click to expand...


the took money out of ur account right away? i thought its billed when the item is shipped! thats really strange
 
ansabakhan said:
the took money out of ur account right away? i thought its billed when the item is shipped! thats really strange
Click to expand...

Yeah..

I mean, it doesn't matter to me but I know alot of people on here were asking this exact question prior to the pre-orders being available.

Just wanted to give a heads up to anyone who doesn't have the money today - but planned on having it for launch.
 
Hm, nothing on my account at all, even the pre-auth, and it's been at least 15 minutes since my order when through. Not even showing up as an unspecified pending transaction.
 
Apple hasn't charged you. What they've done is an authorisation hold. Essentially, it removes the amount from your available balance but doesn't actually remove the funds.

It's standard for all pre orders, even by other companies. The reason they do this is so that they can be sure they'll get the money on launch day, but without you being charged interest.

Usually the funds get released back to you automatically after a few days, so that the money is there for Apple to charge on launch.

http://en.wikipedia.org/wiki/Authorization_hold
 
mrgreen4242 said:
Hm, nothing on my account at all, even the pre-auth, and it's been at least 15 minutes since my order when through. Not even showing up as an unspecified pending transaction.
Click to expand...

Maybe it is a varies by bank? I use 5/3 Bank and they have a very nice online interface that updates almost instantly..
 
Xenoxide said:
Apple hasn't charged you. What they've done is an authorisation hold. Essentially, it removes the amount from your available balance but doesn't actually remove the funds.

It's standard for all pre orders, even by other companies. The reason they do this is so that they can be sure they'll get the money on launch day, but without you being charged interest.

Usually the funds get released back to you automatically after a few days, so that the money is there for Apple to charge on launch.

http://en.wikipedia.org/wiki/Authorization_hold
Click to expand...

Like I said in my first post I figured it would drop off - usually after 72 hours but this COULD effect people who can't have their money held for the next 72 hours..

The money is no longer available to me until the "hold" drops off.
 
Xenoxide said:
Apple hasn't charged you. What they've done is an authorisation hold. Essentially, it removes the amount from your available balance but doesn't actually remove the funds.

It's standard for all pre orders, even by other companies. The reason they do this is so that they can be sure they'll get the money on launch day, but without you being charged interest.

Usually the funds get released back to you automatically after a few days, so that the money is there for Apple to charge on launch.

http://en.wikipedia.org/wiki/Authorization_hold
Click to expand...

ok i have a question .... i just paid with a credit card ... they would authorize the amount right now thats what my understanding it ... just in case if my card is lost , and i need to change my credit card number with the bank .. do i update it with apple (The new card number ) or would they just get the payment as they has the pre-authorization done already withe old card number which is not active any more?
 
ansabakhan said:
ok i have a question .... i just paid with a credit card ... they would authorize the amount right now thats what my understanding it ... just in case if my card is lost , and i need to change my credit card number with the bank .. do i update it with apple (The new card number ) or would they just get the payment as they has the pre-authorization done already withe old card number which is not active any more?
Click to expand...

Dude you are really paranoid..

But if your card is lost/stolen they would cancel it immediately which means when they charge the full amount it wouldn't work. You would have to update the card in the account settings.
 
You need to use a credit card, because they'll post a freeze on the value, locking the amount of money of your purchase. When the device ships, they'll unfreeze the amounts and issue a purchase transaction.

Sometimes these transactions cross, and you'll actually see double the amount hitting your account.

I never use a debit card on online purchases especially preorders such as this
 
aarong50 said:
Dude you are really paranoid..

But if your card is lost/stolen they would cancel it immediately which means when they charge the full amount it wouldn't work. You would have to update the card in the account settings.
Click to expand...

i hope i dont lose the card which i used to order my ipad :) ... but i just was wondering... its still 3 weeks and juts in case if i card is misplaced i would need to get the number changed right away
 
Don't pre-order unless the money is in the bank.
Click to expand...

Honestly, this is a true statement for just about anything.

Don't stick your card number in if you can't pay for the item.
 
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aarong50 said:
Dude you are really paranoid..

But if your card is lost/stolen they would cancel it immediately which means when they charge the full amount it wouldn't work. You would have to update the card in the account settings.
Click to expand...
but the have pre-authorized so i shouldnt need to update the card right? thats what my guess is
 
Well, somewhere in the last half hour they added a $1 charge to my account, but that's it so far.
 
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