"So, the current Mac Mini. If I purchase today and it comes preinstalled with Catalina given that the hardware has not yet changed do you think it's possible or know of anyone that has downgraded to Mojave, the OS previous to that?"
If you purchase a Mini within the next few days (or possibly weeks), it probably will come with Mojave rather than Catalina.
BUT... if it does come with Catalina... you should still be able to install Mojave if you wish.
Doing so may involve jumping through a hoop or two, or three.
You'll first need to bypass System Integrity Protection.
Then you'll have to dig up a Mojave installer, and get it onto a USB flash drive.
An alternative might be to do a Mojave install onto an EXTERNAL drive, and then "clone that install" over to the internal drive on the Mini.
But I'm quite sure it can be done.
This is one exception to the "Mac rule" that you can't install a version of the OS onto a Mac that was "earlier than" the OS the Mac ships with.
TIP:
I suggest you visit the app store and see if you can still download the Mojave installer right now.
If you can, I recommend that you "archive" it onto a drive somewhere, so you'll have the copy handy for future use...