This is my standard reply when this subject comes up.
If you have Mac files that are important to you, keep them on a MAC-FORMATTED drive (HFS+ with journaling enabled).
DO NOT "trust" your important Mac stuff to drives that ARE NOT Mac format.
If you need to exchange files between a Mac and a PC, use a cross-formatted drive that is specifically dedicated for this purpose. Usually a USB3 flash drive of sufficient capacity will do the job.
But again, DON'T keep important Mac files on a "cross-formatted" drive.