Always thought it would never happen to me but it did. I was tired after a long day at work and put my phone in a sweater pocket that I knew it would probably fall out of, and thats exactly what happened. I opened up my car door to get out and it went right into a puddle of muddy water. It was in there for only a couple of seconds but it was submersed. Everything seems to work except the speaker. It seems to think there are headphones in when there are not. If I plug headphones in I am able to hear normally. Is my phone toast? If I take it back to the apple store can i get a replacement somehow without paying full price for the phone? It is also jailbroken, should i reset it?