Quick question:
Who does
Apple's payment processing?
Apple's isn't a bank... nor are they VISA/Mastercard/etc. So
someone is processing payments for Apple. And they have since forever.
Moving the payment elsewhere isn't really what these developers are looking for anyway. They want to eliminate Apple's commission fee... which is MUCH higher than the payment fee.
Payment processors charge roughly 3% for their services. And this is backed up by Apple's reduction by 3% if developers use another payment processor. Google is doing a similar thing in South Korea... reducing their commission by 4% in that country.
Note that Apple and Google are
still expecting to make a commission fee... now MINUS the the payment fee.
If developers truly wanted to pay less... they should have been fighting to lower Apple's or Google's
commission fees... instead of trying to move the
payment fees over to Stripe or PayPal or whoever. Again... the payment portion is tiny by comparison.
In the end... developers will always have
payment fees... whether it's through Apple, Google, Stripe, PayPal, or whoever. Those are a constant. You can't run a business without credit card fees.
But if developers have a problem with
platform fees... that's another argument altogether.
It's funny... when this whole "3rd-party payments" thing began... I knew exactly how it was gonna go. The platforms simply lowered their commission by exactly how much the payment portion was.
Now we know that Apple's 30% fee was always comprised of a 3% payment fee and 27% commission fee.
So I wonder if Dutch regulators will now try to breakup that 27% into even smaller portions.
