I'm from the midwest too, but I've never seen an actual twister, but been in a lot of tornado warning "situations." I've been in the bay area for college and have yet to experience an earthquake.
I grew up in Tornado alley. spent my life between Omaha and Oklahoma City, and down that I-35 corridor. I've been through a couple of F4s, that make storm chasers bust a few nuts in trying to get to.
Which is why out here in Sacramento, the 'tornado' we had in Roseville (10 miles northeast) was nothing; it was something I would go out and dance to 'Singin' in the Rain'.
Funnily enough, people were out trying to record it onto their phones as if it was the biggest phenomenon to hit the planet.
Sacramento, incidentally is more seismically stable than most of the state, even though we are roughly 100 miles from both the San Andreas (which was on Loma Prieta in 1989), and the Hayward fault line (overdue to go off). Both are roughly 15 miles apart (split by the bay). I felt a rumble that could be likened to foreplay in the bed with the one in Truckee. Other than that, I felt the Ludlow earthquake in 2002 in Las Vegas, as my aunt did in Phoenix, and my uncle did in San Diego. That one made the Bellagio and Stratosphere shake.
In all honesty, in being from the midwest, if I'm going to go down to natural disaster, I at least want to see what is going to take me out, not have it happen and have the consequences take me out. Perfect Example: Loma Prieta when it cause those cars to fall when it collapsed the Bay Bridge. You could still see the damage from that if you were on the old span of the Bay Bridge.
BL.