My iPhone is SIM free and T-Mobile is going to send me a SIM card free of charge. I am using the eSIM at the moment. Get a SIM card from Verizon, problem solved.
You might as well just get a physical sim. Just because the phone doesn't come with one doesn't necessary mean you shouldn't use one. I have a 13 Pro max and regardless of wither SIM card came or not. I pretty much prefer a physical SIM card over an esim.