called 611, the situation is i just want to pay the ETF and keep the phone. i ask the lady since it is less than 30days can she waived my bill cost $111.98 and pay the pro-rated for the days that i used and plus the $325 ETF? she told me, no. you cannot cancel your account. you have to pay the full first bill which is $111.98 and pay the $325 ETF.. is she right? i thought i can just cancel my service right away and they will waived the first bill since i am paying the ETF in less than 30 days? i ask for her manager and the manager told me that they can do my request if i will return the iphone to apple store, waive the $111.98 and pay pro-rated and pay $325 ETF question: is the $325 has tax? EDIT: the company i sending me an iPhone. ill go to apple and return this unit.