I'm sure I'm missing something here.. My wife and I used to share her AppleId (and icloud) on her phone and mine. After iOS8 came out, I switched us to use family sharing because it simplified some things in my setup. Most stuff is fine (except I now get ads in iTunes radio whereas my wife with itunes match doesn't. Grumble). BUT, this weird thing happened: My wife bought something at Starbucks using her card and *my* phone popped up a notification on the lock screen telling me her Starbucks balance. Now, that used to happen back when we shared an Apple account for both appstore and icloud. But now I have my own icloud AND my own appstore and I'm simply tied to her "family". Shouldn't I have my own passbook now? Yes, I have it "on" in iCloud menu. But does that mean it shares one passbook with the family?