I tried Cha-Ching demo. Very beautiful interface, but the functionality is limited. The reporting was essentially non-existent. Also huge bug: my accounts were all replicated in the left-hand panel, for no apparent reason. It has potential, but needs lots of development.I am looking for an app that I can keep track of my spendings (from bills to entertainment). It doesn't have to be free, but free is always better. I have tried Cha-Ching. Didn't like it, not for that price anyways.
We really need an alternative to Quicken. MoneyDance is the only one so far that I would consider a serious contender.