I wanted to not love the new gold stainless steel Apple Watch but after seeing it in person I need to upgrade. Currently have a stainless steel series 3 and I was thinking it’s more cost effective for me to trade it in for apple refund rather than selling it since I’ll lieklt not get a lot for it that way. I currently pay next installments through AT&T and I was wondering if anybody knows if it has to be paid off before I trade it in or if I can trade it in while it’s still financed or if it has to be paid off before they will give me the refund for the trade in. Just looking at my options since I’d rather get it through Apple since I can get it faster than AT&T but I’d pay less if I got it through AT&T and financed it.