If you do not have any server side services running, enabling stealth is only going to make a hacker probing your system think that you are trying to hide the system because it has exposed services.
Without any of the services turned on, it is better not to use stealth so that the individual probing your system knows that no services are enabled to attack.
With any of these services turned on, using stealth often makes it more difficult to troubleshoot connections with the services and stealth does not effectively hide the system anyway.
The typical user does not have these services enabled. It is not relevant to browsing the web, sending emails, or etc.
It seems much of your interest is related to your IP address and privacy issues. Your firewall and stealth mode has no impact on websites collecting this information. To prevent websites from receiving your real IP address or other means of ID, you need to use an anonymizing service, such as Tor, or a proxy. Even then your IP address may be leaked via plugins, such as Flash. Hiding this information is not worth the effort of doing so.
Makes sense, the Stealth mode results I got on ShieldsUp were not as good as it showed before it was turned on, but, It would be interesting to see what percentage of people use that and if any were compromised by it, if anyone lived to tell the tale. I'm not fretting because I have to pay people quite a lot online, but just interested in people's experiences.
Probably the best piece of advice you could get at the moment.
Lets take a look at where you've got to:
Firewall turned on and stealthed.
No need for antivirus, sorted right?
No need for maintenance 'cos it does it itself.
Battery calibrated so that's healthy and ticking along.
A basic understanding of Disk Utility and partitions.
Getting used to Word on a mac.
Preview sussed.
Are you stalking me?
No, you're right, Had it not been for you guys on here and the likes of Munkery, GGJ's and other's help and informative links, I'd be crying into my Windows 98 of a night and fending of AV/Firewalls, Scanning for malware and viruses, CCleaner et al.... like I had been for the last 15 years.
Garageband is something I'm not even going to at the moment, or iPhoto, other than to use for albums, but am going to need Photoshop definitely for some stuff I have to present in layers mode. Am sure Elements 9 will suffice, my Photoshop on my PC was in use when the old King was alive.
Good luck with the penny whistle. Keyboards and Guitars I can help you with, because that was my previous life, but wind instruments, you're on your own. Sorry.