have T-mobile? still in contract? want an iPhone? don't want to pay the $200 early termination fee? T-mo just upped their text messaging rates from $0.15 to $0.20 - this counts as something they call "materially adverse" and as part of their terms and conditions you can now cancel your service because of this with no ETF within 14 days of the notice. from the T-mo terms + conditions: i just did this. first i went to my local AT+T store and got pre-approved for an iPhone. with that done, i called T-mo, explained to them why i want to cancel with no ETF, and after them trying to pitch me on staying, got my contract terminated on july 21st (the end of my billing cycle) and a note on my account to waive the ETF on the 21st. Porting my number to AT+T before the 21st does not affect the waiving of the ETF. I also made sure to note the time of the call, the name and ID number of the CSR who helped me. for more info on this, go to this thread on SlickDeals.net. this is a spinoff of this thread on MR.