Right now there is waiting list to get an iphone 4s on many carriers outright. They are available on 3 yr terms however. Can't you just sign up at the 3 yr term price at 159.99 and buyout of the contract the next day. (which i believe is $20/month to a max of $400 + tax). The phone would cost: $159.99 + 13%= $180.78 then $400 +13% = $452 $180+$452= $632 So your getting the phone for a total of $632 instead of $649+tax for a 16GB model and your getting it NOW, not on a waiting list. Would this work?