What do you mean bios? I never needed to keep messing with my fans after the initial setup.
Once I have my fan curve setup on my PC, its done, no need to change. After I built my PC, I did go into the bios, to tweak it (totally optional). As for graphic options - each game configures what it thinks is the best for you. You can tweak it, or ignore it
I can't remember a time when I had to mess with much of the Pc's configuration after buying a game. I will be completely honest, when buying a game, I will tweak its graphic settings. I prefer lower fidelity if that will buy me higher FPS. I also don't care for ray trace, and the overhead it brings to the table. This configuration takes all of 2 minutes in any new game and its a change once and never mess with it again.
The 9060 is a decent GPU, 5600g is a midrange processor. You still have plenty of options for zen 4 processors. 5800x3d (very pricey at this point), 5700x3d (I'd get this one) and 5700 X
Not to be cold, or mean, but your earlier comment about fans and managing them is directly related to your buying the DC fans (3 pin) as they're more limited to managing. Also without knowing any details, the type of case you're using and cpu cooler plays directly into your PC's ability to cool itself and a fans capability. I opted for an oversized cpu cooler from noctua along with their case fans. I recommend getting some PWM noctua fans, also review how your air flows in the case, i.e., is it restricted and use a better cpu cooler. The cpu cooler that comes with AMD cpus can be fine, but I think if you upgrade it, your cooling will improve to the point where fan noise will be a thing of the past (especially when using PWM fans).