Gocare.com - awesome iphone insurance....but are they legit?

Discussion in 'iPhone' started by Mac_i_Am, Oct 12, 2011.

  1. Mac_i_Am macrumors member

    Joined:
    Nov 22, 2004
    #1
    I.m surprised there is no mention of this company on this site: http://www.gocare.com/iphone-insurance

    Their plan covers mechanic breakdowns, accidents (drops, spills, etc) plus theft and lost phones...$50 deductible.

    iphone 4
    $59/yr
    $97/2yrs

    And can be added at anytime..

    This is a much better deal then squaretrade and even better the applecare.
    Anyone have experience with this company?
     
  2. doctapeppa macrumors 6502

    Joined:
    Jun 15, 2008
    #2
  3. Carlanga macrumors 604

    Carlanga

    Joined:
    Nov 5, 2009
    #3
    wouldn't trust them...
    go applecare+, square trade or AT&T any of those should be better...
     
  4. sawah macrumors 6502a

    sawah

    Joined:
    Sep 13, 2010
    #4
    They are legit. Look up reviews on them. I used them for my last iPhone. Also insureappleiphone.com.
     
  5. ihav0frnds macrumors 6502

    Joined:
    Jun 6, 2010
    #5
    collegestudentinsurance.com

    covers all your personal property for about 100 bucks a year with no deductible, if you so choose.
     
  6. Jay42 macrumors 65816

    Jay42

    Joined:
    Jul 14, 2005
    #6
    A much better deal? I think for $2 extra I'll go with AppleCare+ and have the convenience of going straight to the closest genius bar to swap out my phone if need be.
     
  7. sawah macrumors 6502a

    sawah

    Joined:
    Sep 13, 2010
    #7
    That works if genius bar isn't 5 hours from where you live :/
     
  8. Mac_i_Am thread starter macrumors member

    Joined:
    Nov 22, 2004
    #9
    [/COLOR]
    No theft or loss protection from square. Big disadvantage imo

    ----------

    Dont think you bothered comparing the 2...

    With applecare, you only get coverage for 2 incidents (who knows what incidents apple will or will not cover), no theft protection or a loaner phone?

    This is clearly a better deal..

    ----------


    Reasons for why you would stay away?
     
  9. Bryan Bowler macrumors 68040

    Joined:
    Sep 27, 2008
    #10
    +1! Totally agree!!

    ----------

    If you have AppleCare+, and there isn't an AppleStore nearby, then Apple will overnight FedEx a new phone to you.

    Apple's customer service is superior to that of any company selling warranties...
     
  10. Mac_i_Am thread starter macrumors member

    Joined:
    Nov 22, 2004
    #11
    Jeez, some really dense people here.

    Applecare's protection is VERY limited compared to gocare.com's....like THEFT/LOSS is NOT COVERED.

    So $2 more for 'superior service' wont matter if apple wont even bother seeing you :rolleyes:
     
  11. FreakinEurekan macrumors 68040

    FreakinEurekan

    Joined:
    Sep 8, 2011
    Location:
    Eureka Springs, Arkansas
    #12
    I'm sure they'll provide excellent service, right up to the day they fold their tent and disappear with all their customers' premium payments. Extended warranty companies that have turned out to be scams FAR outnumber those that are legit.

    Who knows, maybe this one is an exception. But I'm not sending them any money :rolleyes:
     
  12. cruisencode macrumors member

    Joined:
    Dec 28, 2009
    #13
    I don't see any mention of coverage for theft and/or lost phones.

    Am I missing it? :confused:
     
  13. FreakinEurekan macrumors 68040

    FreakinEurekan

    Joined:
    Sep 8, 2011
    Location:
    Eureka Springs, Arkansas
    #14
    Check again, GoCare's website makes no mention of theft/loss. In fact, it's specifically NOT covered in their T&C:

    http://www.gocare.com/gc-terms.html

    Last modified date yesterday, this may be a recent change. Is that tent stakes I hear being pulled up?
     
  14. Mac_i_Am thread starter macrumors member

    Joined:
    Nov 22, 2004
    #15
    Ok, so i was wrong... they have discontinued protection against theft/loss :eek:

    The rest of the coverage is quite solid at $59/yr ($97 for 2).

    - unlimited claims
    - mechanical breakdowns
    - accidental drops, spills, etc
    - used iphones,
    - unlocked phones
    - 24 hr claims handling
    - data recovery
    - loaner phone

    I would prefer to have Applecare like on my macs but this still seems better. And better then squaretrade in a few respects like no 30 day limit to register and unlimited claims.

    ----------

    fyi - this company covers theft/loss and will give you a new phone for ~50% less.

    https://www.insureappleiphone.com/FAQ.html

    - $69/yr
    - insure anytime
    - $50 deductible
    - used or unlocked phones
     
  15. FreakinEurekan macrumors 68040

    FreakinEurekan

    Joined:
    Sep 8, 2011
    Location:
    Eureka Springs, Arkansas
    #16
    - $75 deductible
    - Unlimited repair claims, only one replacement per policy
    - They decide whether to repair/replace, if they replace (even with a used phone) your coverage ends

    TANSTAAFL
     

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