Going caseless, what's the best insurance?

Discussion in 'iPhone' started by Andrew83Ga, Oct 8, 2012.

  1. Andrew83Ga macrumors regular

    Sep 27, 2009
    Bought the otterbox defender but was really disappointed with it, and after removing the case it's clear to me how much better the experience is (especially with this particular iPhone) caseless. With Applecare+,$99 basically means I can go naked with the phone, and if 'life' happens, I'm out another 50 clams to get a brand new phone (which would probably then be cased haha). That versus a Lifeproof whenever it comes out for probably 70 bucks and deal with a much less sensitive touchscreen experience and in turn, a much worse experience overall.

    There are no apple stores in my area, but believe that Best buy has an official apple area that sells all things apple including applecare+. I've also read that Best buy has it's own insurance independent of where the phone was purchased (I bought mine from Verizon).

    Are there others that I have't mentioned? Scratches and scuffs I couldn't care less about, I just want to protect myself against if I drop it and the screen goes to hell, or it gets wet, etc. Right now the phone is still perfect condition, and I know I need to have it examined before I can buy whatever insurance so I'd like to go ahead and get it done...

    Will probably go with some sort of full body protection like zagg by the way. Not LOOKING for problems...

    Thanks for any advice
  2. Andrew83Ga thread starter macrumors regular

    Sep 27, 2009
    well I just purchased square trade. Hope that consensus is that that's pretty good.
  3. jlake02 macrumors 68020


    Nov 2, 2008
    I bought AT&T insurance. It's like $7 a month (if I remember correctly).

    The big bonus is it also covers loss/theft!

    The down side is the "deductible" is more than AppleCare. Around $199 I think (but again, I could be wrong.. check with them).

  4. yukari macrumors 6502


    Jun 29, 2010
    ZAGG Full Body

    I had iphone 4 before and discovered ZAGG full body shield protector. It is basically a clear film for front and back of your iPhone.

    I have it for my iPhone 5 now and I love it :). I hate those cases as they defeat the purpose of having iPhone 5 in the first place.
  5. andyblila macrumors 65816


    Jul 8, 2008
    On My iPhone, or my iPad?
    Don't drop it, that's my policy. But USAA has a great coverage as well.
  6. Andrew83Ga thread starter macrumors regular

    Sep 27, 2009
    I certainly will try not to drop it, but what do you mean? that would be covered by them unless I completely misunderstood
  7. 1080p macrumors 68030


    Mar 17, 2010
    Planet Earth
    AT&T is a waste on an iPhone.

    $7/mo and $199 deductible.

    Getting a replacement through the Genius Bar without Applecare+/ out of warranty is only $229. Why waste the $7/mo? Unless you are that afraid of theft/loss... it is a ripoff.
  8. jlake02 macrumors 68020


    Nov 2, 2008
    I'm much more likely to lose it (or get it stolen) than break it. I'm pretty careful.

    Also, my company pays for the service and insurance anyway so it was a no brainer. :)
  9. hNicolas macrumors 6502


    Dec 4, 2008
    Ottawa, ON
    Going completely naked with my 5. That's why I purchased AppleCare +.
    I've always gone with minimal protection on all my iPhones, a nice thin SGP case with 3 and 3GS was nice. And a leather skin on 4 and 4S. But I can't find anything that can work with my new black 5.
  10. Morlais macrumors newbie

    Oct 4, 2012
    Iphone insurance

    Ive just bought it with protect your bubble, good coverage and price
  11. bwhli macrumors 6502a


    Jan 9, 2012
    Boston, MA
  12. GREEN4U macrumors 6502a

    Mar 24, 2010
  13. SR45, Oct 9, 2012
    Last edited: Oct 9, 2012

    SR45 macrumors 65832


    Aug 17, 2011
    Here are some reviews of this insurance. Some good, some not





    "Does applecare cover accidental damage?"

    No on AppleCare. Yes, AppleCare + does

    http://images.apple.com/legal/applecare/docs/applecareplus.pdf AppleCare +

    http://www.apple.com/legal/warranty/products/iphone-english.html AppleCare English site

    http://www.apple.com/legal/warranty/ This link will give you options to your hardware, and Country to view the coverage

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