Greenlight's Smart MasterCard Debit Card for Kids Now Supports Apple Pay

[ipedro]

I've had ApplePay for 6 months and have only been in one store that uses it.

Blame it on the US' ancient banking infrastructure. I'm in Canada and the challenge is finding a place that does not accept ApplePay. It's accepted pretty much everywhere, ranging from big retail stores to the mom and pop corner store to the ice cream truck in the park. If they can accept debit, then odds are very high that they accept tap payments which means they can take ApplePay.

 

[Manatlt]

Blame it on the US' ancient banking infrastructure. I'm in Canada and the challenge is finding a place that does not accept ApplePay. It's accepted pretty much everywhere, ranging from big retail stores to the mom and pop corner store to the ice cream truck in the park. If they can accept debit, then odds are very high that they accept tap payments which means they can take ApplePay.

Agreed. Same can be said here in the UK as well. (Except most mom and pop's to be fair, as they don't want to pay a fee for every transaction)

I've been to US recently and Walgreens is literally the only place I used Apple Pay.

 

[kdarling]

Blame it on the US' ancient banking infrastructure.

More like blame it on its advanced computerization and ubiquitous telecoms.

The reason why most other countries had to go to chip & pin was because their terminals did not have realtime authorization comms and/or the back end authorization rules were relatively simple.

OTOH, US banks had the advantage of always having direct authorization, plus they invested heavily in computerized spending analysis and fraud detection.

So basically US banks had less need to implement offline or other user authentication. However, they really like spending convenience, so more contactless will come.