Josh said:I too strongly encourage to NOT ever go through Apple credit, for any reason, ever.
They advertise payments as only being $20/month. But that's just the "minimum" payment. By just paying the minimum, it will not pay off the total loan in time, at which point you get nailed by a huge fee.
And that's all besides the 20%+ interest rate.
If I was going to finance an iBook, I'd do it through Amazon. 12 months no interest; yum.