Not in Europe. Just call up the fraud department.In my experience, it is far more difficult to get money back from fraud on a debit card than on an Amex card.
Not in Europe. Just call up the fraud department.In my experience, it is far more difficult to get money back from fraud on a debit card than on an Amex card.
I do, and I do. You should. Credit scores affect insurance rates. Credit reports should be checked every four months, one report from each agency each year. Something may be on the credit report that adversely affects the credit score.Those who actually do pay their credit balance in full have no concern about their credit score.
Regulation E (in the U.S.). The bank has to prove the person did the transaction, the card holder does not have to prove they did not make the transaction. Debit cards and credit cards are electronic transactions covered by regulation E. Fraudulent checks are much more difficult to prove and recover money.In my experience, it is far more difficult to get money back from fraud on a debit card than on an Amex card.
Look, if you’re the type of person who genuinely pays off all revolving credit balances monthly then your credit score is always good and of no interest. It is a trivial concern. What is important is the financial statement.I do, and I do. You should. Credit scores affect insurance rates. Credit reports should be checked every four months, one report from each agency each year. Something may be on the credit report that adversely affects the credit score.
Nah generally the same protection as the issue is for the bank to be resolved. Most civilised countries brought those protections in for their citizens. The credit card protection is longer standing, but that was because of the type of financial protect; a loan. And thus had some protection under that system. But for many around the world they don't live on debt like the USA and thus you have the same protections.
Because it’s a hassle and inconvenient. Combined with a touch of not knowing one’s rights. And most importantly not knowing one’s obligations.so why then people are afraid of their cards being stolen online?
They only put in a traffic light after someone gets killed. 😩Wondering why AT&T needs to keep two year old records of call data on the cloud instead of moving them to an offline archive 🤔
I'm a proud deadbeat in this case!I used to work for a bank that offered credit cards. You are what we called a deadbeat. We made no money with people like you. I am also a deadbeat. I have not paid a penny in interest in the last 20 years.
But you know, US is the land of freedom. Vote eith your wallet. Change your telco provider. That is the real customer protection!So ATT allows customer data to be stolen in one of the biggest fraud heists of all time. ATT should be fined $50 billion for this fraud. They are solely responsible for safeguarding that data and should give their lives for protecting it.
not sure how it works in your country, but AFAIK , Credit cards are backed up by the bank. If they steal your DEBIT card, you are on your own.
In my experience, it is far more difficult to get money back from fraud on a debit card than on an Amex card.
That is great, but I'd rather use my Amex and live in the U.S.A. than live anywhere in Europe and yes, I've been there several times.Well, here in Europe banks are obliged to back you up when you've lost money when your debit card has been "skimmed" or simply stolen. Usually this is done within a day after the fraud is reported.
Homie who do you think eventually ends up with this kind of data? Nice friendly nerds who just want to comb through PII from a hack but not actually do anything with it?so? this is no concern to anyone that is not a criminal.
you've been watching too many movies.
Homie who do you think eventually ends up with this kind of data? Nice friendly nerds who just want to comb through PII from a hack but not actually do anything with it?
Enjoy the inevitable stolen identity situation you find yourself in as a result of your naïveté.
So because you’ve already lost what you perceive to be more important data in larger leaks and hacks, any subsequent breaches of your privacy - however seemingly insignificant they may be - are all but given a hall pass because of what preceded them. Huh. That’s certainly one argument, I guess.my data has been stolen 10x over already, far worse in equifax and OPM breaches than some metadata
That is great, but I'd rather use my Amex and live in the U.S.A. than live anywhere in Europe and yes, I've been there several times.
It sounds like you and I are on the same page, at least in that there should be repercussions for data leaks. Whether it be criminal offenses or rewards to customers impacted by the leak, it is shocking how much personal information we hand over to companies only to result in an eventual data leak. That should either be locked up so tight or not collected at all.I am of the opinion a company should receive a hefty fine for data breaches BUT I am also of the opinion if a company ignores data security concerns or fails to introduce/implement safety controls due to laziness and or financial costs then criminal proceedings should be brought to bare down on the company bosses.
I believe the EU introduced changes to health and safety laws where company directors can now be made responsible for serious breaches of health and safety. The same should happen with data security breaches, go after the company bosses who do not give a damn about data security instead of putting all the blame on IT individuals who's job it is to run and maintain the companies IT system.