No disrespect but in this economy if you have to finance to get a laptop then you probably shouldn't get it until you can pay in cash. It is a great program but I'd use a personal credit card instead of an Apple one. Just my opinion.
I don't fully agree with this. Even if you have the money I would still finance it and have the rest of the money to invest and earn you interest or dividend. Just make sure you have the ability to pay in 12 months though...