Has anyone had experience with RBS Citizens for MacBook financing?

Discussion in 'MacBook Pro' started by DBZmusicboy01, Aug 14, 2014.

  1. DBZmusicboy01 macrumors 6502a

    Sep 30, 2011
    I am wondering which way will be the best to get a macbook if my dad doesn't have the money right away. Like being able to pay it off in 12 months or something.
  2. 827538 macrumors 65816

    Jul 3, 2013
    0% interest credit card? Personally I stay well away from any sort of debt. Just save if you want something, there's very little you should need providing you plan your finances properly. This is coming from a student :p.
  3. maflynn Moderator


    Staff Member

    May 3, 2009
    Just remember if you don't pay off the debt in 12 months the entire accrued interest from day 1 is applied.

    0% financing can work, but you need to be honest and disciplined with yourself. Can you realistically pay off the the debt within 12 months. I did this for some furniture back in the day.I divided up the cost by 11 and paid that every month. I didn't want to get too close to the 12 month mark so I used 11.

    If you have a consistent and reliable income and a 12th of the MBP payment isn't that big of a percentage of the discretionary income, then go for it.
  4. ABC5S Suspended


    Sep 10, 2013
    My Mall has a store called "Peach Mac" where I bought my MacBook Pro. They were offering an 18 month interest free credit. Unknown if you have one nearby.
  5. yg17 macrumors G5


    Aug 1, 2004
    St. Louis, MO
    1. Get a job, save, and buy it with your own money
    2. Have your dad save his money and buy it when he has enough

    Financing a laptop is a terrible idea.

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