Have to re-add credit cards after updating to 8.1.1

[prother1]

Recently updated OTA to 8.1.1 and after updating, I was taken to the white "Hello/Hola/etc." screen to "setup" the phone again. If I remember correctly here were the prompts:

Enter passcode
Sign into iCloud with password
Confirm number/email for FaceTime
Allow/Disallow diagnostics
Setup Apple Pay

Everything was the same when I was finally brought to my home screen except my credit cards were gone. Re-adding the cards to the phone in and of itself, is not my concern. What is, is that now I'll have to call my banks again (with inconvenient calling hours and potentially waiting in a queue).

Anybody else have this happen? The fact that I have to do it again does not concern me as much as the prospect that this could happen with each update, meaning I'll have to add/verify all my cards for 8.2, 8.2.1, etc.

PS: Before updating to 8.1.1 I had my cards added/verified, but had not used apple pay. Maybe using the card "locks" it into the phone?

 

[dyt1983]

edit: To remove personally identifying info not relevant to the conversation.

 

[Ntombi]

I have one card loaded, and it stayed through the update. I had used it once pre-update, don't know whether that makes a difference.

I updated OTA.

 

[deeddawg]

Upgraded OTA and didn't have to reload any cards. I had used ApplePay with some but not all of the loaded card prior to the update.

 

[jpcarro]

When I jailbroke 8.1, I turned off fingerprint, passcode, and find-my-phone. Disabling fingerprint will remove your Apple Pay credit/debit cards and they will have to be re-entered.

 

[afsnyder]

Why o you have to call your bank?

 

[deeddawg]

Why o you have to call your bank?

At least one bank apparently requires you to call in to validate when adding a card to ApplePay. One of mine did but I forget which one it was.

 

[andyw715]

PNC required me to call.