Have you ever put anything on layaway?

Discussion in 'Community Discussion' started by SilentPanda, Jul 19, 2010.

  1. SilentPanda Moderator emeritus

    SilentPanda

    Joined:
    Oct 8, 2002
    Location:
    The Bamboo Forest
    #1
    Layaway.

    It seems like such a foreign concept to me now, but I remember putting a few things on layaway in the late 90's. I don't even know of any stores that offer it anymore. K-Mart maybe still but I'm pretty confident I'll never step foot in one of those again.

    It's kind of like credit cards except you get the item after you pay for it and generally there is no interest or fee.
     
  2. ucfgrad93 macrumors P6

    ucfgrad93

    Joined:
    Aug 17, 2007
    Location:
    Colorado
    #2
    Never done it myself. I didn't think that it was still around.
     
  3. squeeks macrumors 68040

    squeeks

    Joined:
    Jun 19, 2007
    Location:
    Florida
    #3
    I put my wife's $3k engagement ring on lay-a-way, just becuase I didnt need it at the time, and why have it all hit the credit card at once?
     
  4. Tomorrow macrumors 604

    Tomorrow

    Joined:
    Mar 2, 2008
    Location:
    Always a day away
    #4
    ^^ Same - I bought my now-wife's engagement ring on layaway.

    Credit charges you interest; layaway doesn't. Makes it quite attractive in certain cases.
     
  5. RawBert macrumors 68000

    RawBert

    Joined:
    Jan 19, 2010
    Location:
    North Hollywood, CA
    #5
    That's so much better than charging something and getting into debt.
    It should be more widely used.
    I just saw a sign about two weeks ago at Target for lay away and pointed out to the wife that there was a Dreyers ice cream container there. :D
     
  6. grapes911 Moderator emeritus

    grapes911

    Joined:
    Jul 28, 2003
    Location:
    Citizens Bank Park
    #6
    My mother did this years ago with Christmas presents. I actually didn't know it was still around. I could see it being useful at times, but credit cards make it so much easier. With credit cards you get the item right away so you don't need to go back for it. Plus, layaway doesn't build credit. I just couldn't see myself ever putting anything on layaway, but I guess it has a place.
     
  7. Sun Baked macrumors G5

    Sun Baked

    Joined:
    May 19, 2002
    #7
    Yes, but she called me a cheapskate John and ran off to her next date.
     
  8. SilentPanda thread starter Moderator emeritus

    SilentPanda

    Joined:
    Oct 8, 2002
    Location:
    The Bamboo Forest
    #8
    Layaway also doesn't build debt... :p

    I forgot about jewelers. I could see them still using it. I'm guessing these days, at least in the US, companies make money off the credit card interest and would rather have you do that then put stuff on layaway.
     
  9. grapes911 Moderator emeritus

    grapes911

    Joined:
    Jul 28, 2003
    Location:
    Citizens Bank Park
    #9
    True, but I'd guess (hope?) the people that are smart enough to recognize that are also the people smart enough to properly manage their credit cards.
     
  10. mariahrg macrumors member

    mariahrg

    Joined:
    Nov 30, 2004
    Location:
    Paso Robles Ca
    #10
    when i was a child, i remember picking out school clothes, shoes, supplies, and then leaving the store (kmart) empty handed. i hated layaway! evil layaway!
     
  11. MusicEnthusiast macrumors 6502

    MusicEnthusiast

    Joined:
    Jun 23, 2010
    Location:
    Los Angeles
    #11
    I remember hearing the automated intercom message "Customer service is needed in layaway. Customer service is needed in layaway." in K-Mart when I was a kid. Good times.
     

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