My ranch house relies on oil heat, and since oil is $4.43 a gallon now, (and not likely to go down in price), I really dont think I will be able to afford to heat my home this winter. (275 gallon tank, usually 4-5 fill ups per season). As a result I am looking at either a pellet stove, or a wood burning stove. It will either go into the basement which is unfinished, or into an existing fireplace that is in the living room. Would I be better off going with a pellet or wood stove ?