Please don't misunderstand...I am not trying to "rip off" the insurance company. I am to go out and buy the computer and then send them the reciept. I told them that a new one cost $1999 and that I had an extra gig of ram in the old one that would probably cost $150 extra. So basically I have around $2100 to play with. After the education discount, it would probably only cost me around $100 or so to upgrade to the 2.33 model from the 2.16 model using the "quote" I gave them. I want to get what I can. But it isn't like they are going to send me a check for $2100 and then I just buy what ever and I pocket the rest. If I found the computer for $1000, that is what I will be reimbursed for. If you saw how bad the accident was, they are just happy there aren't lawyers calling with phantom neck pains.