Here's the deal. I have an iPhone 3G. I dropped it and totally cracked the screen big time. I have a personal article policy for all my video equipment and my iphone out with State Farm. It replaces any of my stuff no questions asked. So I will get a check from SF for a new one. Here is my problem. Can I go to Apple and get the 3G again at the same price 199.99? I am assuming so, but I can't find the answer anywhere! HELP ME!!!