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Student loans means you'll have to pay something after graduation?
What's an average a college student can make on the summer, a thousand or that's a lot?

Yea, I will have to pay after college but this upcoming year I am just going to pay off in full without loans since I am switching schools and its much cheaper. And you know I've made 6k in a summer before. On average I would say 3 thousand to 3500. I work full time in the summer but everything I need for school right now is covered under loans and stuff so all of the money I make goes straight to my pocket.
 
I didn't have any parental support at all through college; actually it was the other way around, I was supporting my mom while my dad was more or less AWOL in my life.

I've worked since I was 14, and in high school I worked 39 hours a week (3-11 PM after school a few days and every Saturday/Sunday) at the grocery store which I absolutely hated but felt trapped in (worked there 5 years) because it was the best paying job for a HS kid and it actually had insurance, which I otherwise wouldn't have had. I was paying the mortgage for my mom's house and all utilities and car insurance etc. as a high school kid, and all food, which sure wasn't much. My closest friends didn't know about that then, and 10 years later, they still don't. I'm pretty good at "keeping up appearances". It's not easy paying for an entire household on $8 an hour, but I did it because it had to be done.

Living on campus was never an option, since I had the grocery store job in the suburbs by my mom's house, and I was taking care of her and still doing everything there. Not to mention living in dorms would've added either $5k per year or $5k per semester (don't remember which) to my student loans, which would've just been stupid when I lived 30-45 minutes from campus. The third year I was in college my grandma died, and left my mom a little bit of money. Coupled with a chance to move into a place on campus for only $240/month with some friends, my mom told me to go (it REALLY was/is better to be living on campus as a chemical engineer).

Around this time I also landed a really nice job for 20 hours a week in a demographic office on campus, doing historical census research for not far off what I was making after 5 years at the grocery store (left the grocery store at $12.60/hr, started out at the demographic office at $10.10 an hour but within a year I was at the grocery store rate of pay) so this worked out really well, and by the time I left that job around when I left college I was up to close to $15 an hour. Additionally to make ends meet for my mom and I, I took another 20 hour a week graduate student position as a chemistry lab T/A that I was anonymously recommended for despite being an undergrad. I was happy to have that job because I wanted to come to Japan on the JET Program after I graduated, which I did; the T/A job gave me teaching experience, almost an internship of sorts. I also took lots of Japanese culture/language courses in addition to my two degrees and all of my working, to further help me land that job in Japan. In the end, I was in school six years and graduated with 200 credits, mainly because I switched majors after two years from undeclared lib arts to engineering.

I took intensive Japanese in the summer of 2006 also (one full year of Japanese in 10 weeks, M-F 4 hours a day, 12 credits), and on the second day of class I found out my mom was dying of brain cancer. She didn't want anyone else to know, so I was literally the only person who knew. Stuck out the classes, despite having to wake up at 3 AM to go try and take my mom to 5 AM radiation, etc., and still managed to study while waiting for my mom to have brain surgery and still managed to get a grade of A- in both "semesters", limited only by attendance deficiencies/tardiness due to radiation. At the onset of my junior year of the chemical engineering program (following the Japanese course, which was actually my fifth year in school) my mom died three weeks in.

The junior year is considered the hardest year, and taking time off wasn't an option. Due to how rigorous the coursework is, I couldn't take a semester off, I would've had to take a whole year off since classes are offered once a year and you are on a set track with little choice in classes to take due to the web of prereqs, etc. That wasn't an option to me as I was already on the six year plan and was plenty sick of school as it was, so I took one week off and was back in school the day after the funeral. It took one full month to catch up in classes for the one week missed (including 5 exams in three days, including two thermo exams back to back), but I got caught up before eventually being hospitalized for a couple days in October for an ulcer. Still went to work, still T/Ad (taught the day after the funeral, actually got notification my mom died while teaching that lab), and still busted balls in school. Finished the semester just over a 3.0.

So all throughout college I worked 40 hours a week as a chemical engineering/chemistry student to make ends meet, and I commuted the first two years. There was no parental safety net, nor was there a fridge to go home and raid when I felt hungry.

Three years out of school and I'm still $17k in the hole for student loans.

I've digressed, but I guess the point I'm trying to make is that people who have parents around to rely on should be more thankful for that than they probably are. College was by far the hardest time of my life, and certainly not the most fun, as it is for so many people. In a lot of ways I'd like to go back and do it over/differently, but in reality, no way.

So if you have people helping you out, call 'em up and thank them right now, because the road could be much, much harder.
 
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Ramen, Tina's Burritos, Banquet Meals, non-brand name soda

If you got a dorm meal plan, stuff your pockets with food for later

If you eat fast food, only order off the dollar menu. If you get a burger, no cheese. Cheese is for special occasions like when you just finished finals

Don't pay for haircuts. Cut your own hair or find the one guy in your social circle who cuts everyone's hair because he's trying to make friends

Find the one guy in your social circle who brought his parent's 15 year old Camry to college. Use it to roll to parties and everywhere else, illegal immigrant style

There's always one rich guy whose parents drop by every weekend to give him a few hundred bucks. Mooch off him. Because he ends up burning that money in two days anyway

If you get drunk and you're not at a frat party, you do it off cheap sht. You're not allowed to drink anything you hear in a rap song or that has the word XO at the end of it

Unless you want to starve for a semester, stay away from Indian casinos

Work... if you work on campus, I recommend the library or the gym because it's easy. Also those psychology experiments that pay you $40 to take a survey. That was easy money

If it's someone's birthday and there's a cake, don't buy candles. Instead get everyone to pull out their lighters and blow them out instead

Yeah college taught me how to be ghetto
 
Student loans means you'll have to pay something after graduation?
What's an average a college student can make on the summer, a thousand or that's a lot?

They make a lot more than that...

I (An incoming senior in HS) got a job that pays $1700 a month. Now, that's before taxes. But even after taxes, I'm still looking at around $2800 for two months.

When do colleges get out...May, and go back in August. So that's half of May, all of June, all of July, half of August. 3 months of pay...about $3500 for the summer. That's on the low side.
 
Spank Bank
Get a PT job
Go to your school's science building and see if they need any test subjects or anything.
 
Working worked ... Had a job as programmer; could free decide on my time as the result counted.
Beside that living close to parents house gives always a free meal :D
 
Apply for tons of scholarships and grants like it was your part time job. Get a job and work through school even if it pushes out your graduation date. Along these lines, you could delay college and go into the military to take advantage of the GI bill. Work for a company that will pay partial/full tuition. Do your first two years at a community college (perhaps even living with a relative or your parents) -- this will save you boatloads. The goal being to graduate with zero debt if at all possible.
 
Really? Ever herd of Labor Ready? I would say 8 out of 10 times, I would walk out of there with at least a 6 hour job. Just show up bright and early looking clean, nice, pants, tucked in polo, and good boots. Your already looking like a million buck compared to the crack heads and drunks next to you.
 
There are two things that make college very expensive for students:

  • A sense of entitlement
  • An automobile
If you can forego these two, you will make it through college without breaking the bank (or your parents' bank).
 
I know many that worked At UPS sorting packages and loading trucks.
They paid very well for the shorter shifts.
 
Combination of student loans, VA money (my father was a disabled vet), family help (mostly from my grandmother) and jobs. Though there was one semester I was so hungry that I would go out with guys I didn't even like, just for a free dinner. True fax.
 
Combination of student loans, VA money (my father was a disabled vet), family help (mostly from my grandmother) and jobs. Though there was one semester I was so hungry that I would go out with guys I didn't even like, just for a free dinner. True fax.

Ouch, that is rough.

Well, as long as go-out was not put-out, all you suffered was a hit to your pride.

And here you are now, bright-eyed and bushy-tailed.

I call that well done. :D
 
You learn what a need actually is.

You don't need a cell phone, you want one. If there's public transport, you don't need a car. Past what actually are needs, you decided which of your wants is most important to you and start there. When you run out of money, you stop wanting, or start working more.

While I agree with this sentiment, I don't think a cell phone is a "want;" it is a need in today's world.

Dorms are increasingly getting rid of landlines because no body uses them, and a cell phone is important to have for people who are likely to move frequently (like a college student would).

Having a social life is also important in college, and having a cell phones makes that 100 times easier.

I also think it's important to let yourself have a few small hobbies (or one big one) which might cost a little money, but will give you something to look forward to when stressed, and to make you a well-rounded person.

As for paying for it, just make sure that you get a solid degree that can help you find a competitive job, and don't go overboard with expenses. You really don't need another pair of sunglasses or a latte everyday. Those are the kinds of things that can trim a lot off of your budget.
 
You learn what a need actually is.

You don't need a cell phone, you want one. If there's public transport, you don't need a car. Past what actually are needs, you decided which of your wants is most important to you and start there. When you run out of money, you stop wanting, or start working more.

Sorry but a cell phone is a must in todays college world. It is rare dorms offer free landline service any more.
In 2003 at TTU they had 2 lines per dorm room and they supplied you each a phone. 2004 it was 1 line per room and no phone supplied. 2005 you had to pay for a land line if you wanted one. This was based on surveys they did of the students living in the dorms were it was found that like 95%+ had cell phones they used as their primary line and less than 10% even used the room lines.
As for working with groups or get a hold of any one it was always passing cell numbers around. I had a few friends who went with out a cells for the first year and it drove them nuts because they could not get a hold of any one. The land lines provided were also worthless because they could not call long distance and almost everyone's cell was some long distance number.

For college some things in the must have category.
2 of the big items are a Cell phone, descent computer and printer. A car is a more on an it depends kind of thing but I will say was really nice to have one even if I only drove like once or twice a week while I lived on campus.

Like someone else said in college it is a good idea to have some hobbies that might burn some money and to have a social life but I will say generally you can do quite a bit spending very little money. Something I pick up my last year was for me mountain bike and it is something I do now during my current degree and yes it burns some cash in maintenance/repair cost but nothing insane. Also for me currently a car is a must as it is cheaper living at home and driving that it would be ever to live close to campus and walking.
 
Scholarships, mom and dad, and a great deal of hope that when we get out, there will be a United States of America left to work in. :eek:
 
Scholarships, mom and dad, and a great deal of hope that when we get out, there will be a United States of America left to work in. :eek:

I have a feeling... That allot of Finance and maybe even Engineer majors, will end up leaving the country for work soon after graduation. Most will probably end up bailing on there student loans. I have no proof of this, just a theory...
 
I saved some money from summer jobs and part time ones.
Parents contributed a fair share.
A bit of loans.
Dollar Menu

Did you know you can get two, not one - TWO, bean burritos for under $2.00 at Taco Bell? White Castle sliders are only $.69 each. Sure, it doesn't taste too good, nor is it even remotely healthy, but you can't beat the price!
 
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StvenH90 said:
Scholarships, mom and dad, and a great deal of hope that when we get out, there will be a United States of America left to work in. :eek:

I have a feeling... That allot of Finance and maybe even Engineer majors, will end up leaving the country for work soon after graduation. Most will probably end up bailing on there student loans. I have no proof of this, just a theory...

I can definitely see that happening. Thankfully, I got a near full academic scholarship, so it should be a little easier for me to pay off my student loans and figure out how I will make a living, especially in a city like LA. Most of my friends are getting liberal arts degrees and will be $200,000 in debt. Thankfully, I paid far less for a similarly useless education.
 
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fireshot91 said:
As somebody entering senior year next year, how do you guys get full scholarships? :confused:

Grades and SAT score...don't bog down with extracurricular activities. Colleges don't really care. It's a business and they need to pump their numbers for the rankings. Be top 10% in your class and get a 2200 or higher on the SAT. If you can't get that, try as best you can. Just stay focused.
 
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