Here I am, logging onto my Mint.com account. I love it so much that I've gotten used to using both my debit and credit card more than cash (though you can also manually input cash transactions as well). Admittedly however, even though Mint is a great housekeeper of all my purchases in and out, with 2 years worth of charts and graphs detailing my spending habits... ..I still feel like I'm spending more than I should.. Mint is great however recently have felt that perhaps if I was to create a couple of spreadsheets in Apple's Numbers app, I could then get more personal with each individual transaction, forcing me to type it in at the end of the day..presumably then piecing the pieces together as to what purchases were truly important and what was just random or unnecessary. Just thought i'd give ya'll a brief background as to my method of managing my finances. For the longest time i've wanted to really tackle this area and have marinated some thoughts (Numbers spreadsheet included) and figured i'd ask the community here for what you guys do..and of course always open on hearing suggestions.