When buying at the Apple Store ? So when applying at checkout.. Do they need to do a credit check? I am going to college in September and I might do the computer graphics/media type of career. But I wouldn't have enough to get the 15 inch. So with PayPal I know it's a payment plan but I don't know how simple it is to get it. And the interest rates are okay as long as I could get the Mac by late August.