How to answer this…
iPhones and iPads I purchase based on want. If I want it, I will get it. I don't need to convince myself that I 'need' it. I don't need to justify to anyone, let alone myself, that I need it.
I also don't let need determine color, capacity or model. Again. I get what I want.
Sometimes I do need it, and in those cases wanting it lines up with that.
The problem is finances. And also wanting it. If finances were never an issue I would always be getting what I want when I wanted it and need would never, ever, be part of the equation. Because most of the time, what I want, is greater than what I actually need.
My current iPhone is the 11 Pro Max. Since I upgraded to it in 2021 I have yet to see a new model iPhone that I want. For those who routinely read my posts around here, they know that I have a light use case for a phone, so a lot of the things that attract people to getting a new phone do not interest me. Thus, most of the newer iPhones have just been a series of the same phone with a new version of iOS installed.
However, this year, need is actually going to force my hand. T-Mobile (my carrier) is beginning to shut down 4G/LTE and my iPhone is LTE max, no 5G. Sooner or later, I'm going to have to upgrade to something I want. But organizing the finances is the problem, otherwise I would have already upgraded. I can tell you though, that unless something real good happens it will not be to the most current model iPhone (in the color, capacity and model that I want).