How has mobile wallet changed your routine?

[miamialley]

If you use mobile wallet (Google wallet or other), how has it changed your routine? For instance, do you not carry certain cards, carry no cards, carry no wallet, carry just an ID and your phone?

If you haven't started using a mobile wallet service yet, how do you expect it to change things for you? Will there be items you won't carry anymore? If so, what items will you not carry?

 

[carjakester]

I still will need cash, identification, cards not supported so a wallet will still be carried.

 

[Meister]

What is a "mobile wallet" ?

 

[miamialley]

What is a "mobile wallet" ?

Google Wallet, Apple Pay, Softcard (formerly ISIS). Mobile wallet is a phase that encompasses all such services.

 

[Surf Monkey]

How is something that isn't even out yet (Apple Pay) supposed to have already changed my life?

 

[rui no onna]

If you haven't started using a mobile wallet service yet, how do you expect it to change things for you? Will there be items you won't carry anymore?

Not much difference in what cards I carry physically but now, I'll be able to use cards that I don't normally carry around with me. It's beneficial in case certain cards are running bonus points/cashback promos.

 

[miamialley]

How is something that isn't even out yet (Apple Pay) supposed to have already changed my life?

Apple Pay will not have, but the other services have been in use for a while. So obviously, referring to those for the moment. Geez.

Not much difference in what cards I carry physically but now, I'll be able to use cards that I don't normally carry around with me. It's beneficial in case certain cards are running bonus points/cashback promos.

I feel like until a service allows me to not carry any of my credit cards there's not too much point (meaning it's as ubiquitous as credit card readers). Swiping a card is about the same as using mobile wallet on my phone.

 

[nnacrumors]

Ideally it would make it where the only things I need on me is:
- License
- Phone
- Keys

Eventually I'd like my phone to get rid of my need for keys as well

 

[Surf Monkey]

Apple Pay will not have, but the other services have been in use for a while. So obviously, referring to those for the moment. Geez.

Seems to me that you jumped the gun.

But to play along, it won't change much for me. I paid off all my revolving credit long ago. The only plastic I use is my debit card and one credit card that I only carry for emergencies. Credit card interest is for suckers.

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Ideally it would make it where the only things I need on me is:
- License
- Phone
- Keys

Eventually I'd like my phone to get rid of my need for keys as well

No reason it couldn't replace your license too.

 

[boshii]

I will carry everything as I normally do.

I can't trust this tech just yet. Plus you never know when you'll need to buy something from a store without a mobile pay option.

 

[miamialley]

Seems to me that you jumped the gun.

But to play along, it won't change much for me. I paid off all my revolving credit long ago. The only plastic I use is my debit card and one credit card that I only carry for emergencies. Credit card interest is for suckers.

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No reason it couldn't replace your license too.

What aren't you guys getting? People who've been using other services can answer this NOW.

I will carry everything as I normally do.

I can't trust this tech just yet. Plus you never know when you'll need to buy something from a store without a mobile pay option.

Yeah, still have to have credit cards around for a while.

 

[mattopotamus]

I already have consolidated to a bellboy super thin wallet.

Until my license can be carried on my phone, that is about as thin as I can go.

 

[bradl]

Ideally it would make it where the only things I need on me is:
- License
- Phone
- Keys

Eventually I'd like my phone to get rid of my need for keys as well

Keep in mind that until they come onboard, if you travel, most rental car companies ask for the card used to reserve the car before completing the transaction. So while having a mobile wallet will be great, some places still require the same-old, same-old.

BL.

 

[Menel]

I carry the same items as normal, can't rely on a NFC payment device to be there. Cards will be in my wallet, which holds the ID, and health insurance cards I need anyway.

Passbook did more to revolutionize. I stopped needing to print and bring paper for theater tickets and boarding passes.

 

[Meister]

Google Wallet, Apple Pay, Softcard (formerly ISIS). Mobile wallet is a phase that encompasses all such services.

I use paper money and coins.
I don't wish to have an unereasable record of what I bought where and when.
A cashless society is the end of anonymity, security and freedom.

Also, where I live pay is not available and credit cards are uncommon and not accepted in normal stores.

 

[t0mat0]

I'd NFC is useful. UK's touch to pay contactless system is really useful. Waiting for the chip and pin, putting in your PIN in public etc. Makes buying things quicker.

Pay looks like the security improvements are good - no need to put your card into a potentially dodgy card reader, have someone swipe your card details and clone your card etc.

 

[miamialley]

I use paper money and coins.
I don't wish to have an unereasable record of what I bought where and when.
A cashless society is the end of anonymity, security and freedom.

Also, where I live pay is not available and credit cards are uncommon and not accepted in normal stores.

Where do you live?



Has anyone seen any of the mobile wallet payments accepted at restaurants? I can't say that I have. So, we still have to give them a card or cash.

 

[Meister]

Where do you live?

Germany.

 

[canuckRus]

Ideally it would make it where the only things I need on me is:
- License
- Phone
- Keys

Eventually I'd like my phone to get rid of my need for keys as well

Here you go. This may be of interest re: keyless.

< http://august.com >

 

[miamialley]

Germany.

Credit/Debit cards are not normally accepted? What percentage of retailers and restaurants would you say accept cards?

Here you go. This may be of interest re: keyless.

< http://august.com >

Very cool.

Until then, this helps organize my keys: http://getkeysmart.com/

 

[nnacrumors]

Here you go. This may be of interest re: keyless.

< http://august.com >

Ooooooh baby!

Now I just need to find a car I can start with my phone... along with the cash to pay for it

Thanks for posting the link sir!

 

[Michael CM1]

I have definitely started carrying fewer items. I don't need my health insurance, car insurance, AAA, Starbucks, Kroger or PetSmart cards. If Target started using Apple Pay with its own cards, I could never carry that again. It'll likely be a few years before we could really not carry around a main credit or debit card, but you gotta start somewhere.

 

[Lloydbm41]

If you use mobile wallet (Google wallet or other), how has it changed your routine? For instance, do you not carry certain cards, carry no cards, carry no wallet, carry just an ID and your phone?

If you haven't started using a mobile wallet service yet, how do you expect it to change things for you? Will there be items you won't carry anymore? If so, what items will you not carry?

Well Google Wallet has both a physical debit card and it is on phones, so it can literally be used everywhere. It is the only thing I carry.

 

[miamialley]

Well Google Wallet has both a physical debit card and it is on phones, so it can literally be used everywhere. It is the only thing I carry.

Sorry, but what do you mean it has a physical debit card?

 

[Lloydbm41]

Sorry, but what do you mean it has a physical debit card?

Google Wallet has its own debit card you can get. This way, even if you go to a place that doesn't have an NFC payment reader, you can still use your Google Wallet account to pay.