How has mobile wallet changed your routine?

Discussion in 'iPhone' started by miamialley, Sep 10, 2014.

?

If you use or will use a mobile wallet service, will you carry less with you?

  1. I will carry the same items I always do.

    15 vote(s)
    62.5%
  2. I will carry fewer items.

    9 vote(s)
    37.5%
  1. miamialley, Sep 10, 2014
    Last edited: Sep 10, 2014

    miamialley macrumors 68030

    miamialley

    Joined:
    Jul 28, 2008
    Location:
    Los Angeles, CA
    #1
    If you use mobile wallet (Google wallet or other), how has it changed your routine? For instance, do you not carry certain cards, carry no cards, carry no wallet, carry just an ID and your phone?

    If you haven't started using a mobile wallet service yet, how do you expect it to change things for you? Will there be items you won't carry anymore? If so, what items will you not carry?
     
  2. carjakester macrumors 68020

    carjakester

    Joined:
    Oct 21, 2013
    Location:
    Midwest
    #2
    I still will need cash, identification, cards not supported so a wallet will still be carried.
     
  3. Meister Suspended

    Meister

    Joined:
    Oct 10, 2013
  4. miamialley thread starter macrumors 68030

    miamialley

    Joined:
    Jul 28, 2008
    Location:
    Los Angeles, CA
    #4
    Google Wallet, Apple Pay, Softcard (formerly ISIS). Mobile wallet is a phase that encompasses all such services.
     
  5. Surf Monkey macrumors 68030

    Surf Monkey

    Joined:
    Oct 3, 2010
    Location:
    Portland, OR
    #5
    How is something that isn't even out yet (Apple Pay) supposed to have already changed my life?
     
  6. rui no onna macrumors 601

    rui no onna

    Joined:
    Oct 25, 2013
    #6
    Not much difference in what cards I carry physically but now, I'll be able to use cards that I don't normally carry around with me. It's beneficial in case certain cards are running bonus points/cashback promos.
     
  7. miamialley thread starter macrumors 68030

    miamialley

    Joined:
    Jul 28, 2008
    Location:
    Los Angeles, CA
    #7
    Apple Pay will not have, but the other services have been in use for a while. So obviously, referring to those for the moment. Geez.

    I feel like until a service allows me to not carry any of my credit cards there's not too much point (meaning it's as ubiquitous as credit card readers). Swiping a card is about the same as using mobile wallet on my phone.
     
  8. nnacrumors macrumors 6502

    Joined:
    Jun 12, 2014
    #8
    Ideally it would make it where the only things I need on me is:
    - License
    - Phone
    - Keys

    Eventually I'd like my phone to get rid of my need for keys as well :D
     
  9. Surf Monkey macrumors 68030

    Surf Monkey

    Joined:
    Oct 3, 2010
    Location:
    Portland, OR
    #9
    Seems to me that you jumped the gun.

    But to play along, it won't change much for me. I paid off all my revolving credit long ago. The only plastic I use is my debit card and one credit card that I only carry for emergencies. Credit card interest is for suckers.

    ----------

    No reason it couldn't replace your license too.
     
  10. boshii macrumors 68040

    boshii

    Joined:
    Jul 6, 2008
    Location:
    Atlanta, GA
    #10
    I will carry everything as I normally do.

    I can't trust this tech just yet. Plus you never know when you'll need to buy something from a store without a mobile pay option.
     
  11. miamialley thread starter macrumors 68030

    miamialley

    Joined:
    Jul 28, 2008
    Location:
    Los Angeles, CA
    #11
    What aren't you guys getting? People who've been using other services can answer this NOW.

    Yeah, still have to have credit cards around for a while.
     
  12. mattopotamus macrumors G5

    mattopotamus

    Joined:
    Jun 12, 2012
    #12
    I already have consolidated to a bellboy super thin wallet.

    Until my license can be carried on my phone, that is about as thin as I can go.
     
  13. bradl macrumors 68040

    bradl

    Joined:
    Jun 16, 2008
    #13
    Keep in mind that until they come onboard, if you travel, most rental car companies ask for the card used to reserve the car before completing the transaction. So while having a mobile wallet will be great, some places still require the same-old, same-old.

    BL.
     
  14. Menel macrumors 603

    Menel

    Joined:
    Aug 4, 2011
    Location:
    ATL
    #14
    I carry the same items as normal, can't rely on a NFC payment device to be there. Cards will be in my wallet, which holds the ID, and health insurance cards I need anyway.

    Passbook did more to revolutionize. I stopped needing to print and bring paper for theater tickets and boarding passes.
     
  15. Meister Suspended

    Meister

    Joined:
    Oct 10, 2013
    #15
    I use paper money and coins.
    I don't wish to have an unereasable record of what I bought where and when.
    A cashless society is the end of anonymity, security and freedom.

    Also, where I live :apple:pay is not available and credit cards are uncommon and not accepted in normal stores. ;)
     
  16. t0mat0 macrumors 603

    t0mat0

    Joined:
    Aug 29, 2006
    Location:
    Home
    #16
    I'd NFC is useful. UK's touch to pay contactless system is really useful. Waiting for the chip and pin, putting in your PIN in public etc. Makes buying things quicker.

    Pay looks like the security improvements are good - no need to put your card into a potentially dodgy card reader, have someone swipe your card details and clone your card etc.
     
  17. miamialley thread starter macrumors 68030

    miamialley

    Joined:
    Jul 28, 2008
    Location:
    Los Angeles, CA
    #17
    Where do you live?



    Has anyone seen any of the mobile wallet payments accepted at restaurants? I can't say that I have. So, we still have to give them a card or cash.
     
  18. Meister Suspended

    Meister

    Joined:
    Oct 10, 2013
    #18
    Germany.
     
  19. canuckRus macrumors 6502

    canuckRus

    Joined:
    May 18, 2014
    #19
    Here you go. This may be of interest re: keyless.

    < http://august.com >
     
  20. miamialley thread starter macrumors 68030

    miamialley

    Joined:
    Jul 28, 2008
    Location:
    Los Angeles, CA
    #20
    Credit/Debit cards are not normally accepted? What percentage of retailers and restaurants would you say accept cards?

    Very cool.

    Until then, this helps organize my keys: http://getkeysmart.com/
     
  21. nnacrumors macrumors 6502

    Joined:
    Jun 12, 2014
    #21
    Ooooooh baby! :cool:

    Now I just need to find a car I can start with my phone... along with the cash to pay for it :(

    Thanks for posting the link sir!
     
  22. Michael CM1 macrumors 603

    Joined:
    Feb 4, 2008
    #22
    I have definitely started carrying fewer items. I don't need my health insurance, car insurance, AAA, Starbucks, Kroger or PetSmart cards. If Target started using Apple Pay with its own cards, I could never carry that again. It'll likely be a few years before we could really not carry around a main credit or debit card, but you gotta start somewhere.
     
  23. Lloydbm41 macrumors 68040

    Lloydbm41

    Joined:
    Oct 17, 2013
    Location:
    Central California
    #23
    Well Google Wallet has both a physical debit card and it is on phones, so it can literally be used everywhere. It is the only thing I carry.
     
  24. miamialley thread starter macrumors 68030

    miamialley

    Joined:
    Jul 28, 2008
    Location:
    Los Angeles, CA
    #24
    Sorry, but what do you mean it has a physical debit card?
     
  25. Lloydbm41 macrumors 68040

    Lloydbm41

    Joined:
    Oct 17, 2013
    Location:
    Central California
    #25
    Google Wallet has its own debit card you can get. This way, even if you go to a place that doesn't have an NFC payment reader, you can still use your Google Wallet account to pay.

    [​IMG]
     

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