…at your job if they didn't match on a 401k? Have a pretty good job and have been there a few years. It's very difficult, but generally there are no office politics or major corporate feel. One glaring exception is that it is literally the only job I know of in my field of study that does not offer a 401k match (they do offer a 401k). More than anything, I want to retire. Figure if the going rate these days for a match is 4.5% to my 6% contributions, a 75% return on investment - guaranteed - even before the massive benefits of compounding - makes an absolutely enormous difference in my retirement ability. So, if the lack of a 401k was the only real major downside to your job (again keeping in mind you work in a field where it's unheard of for an employer not to match), how long would you stay? I figure a great work environment might be worth a little smaller salary, but when you are talking about 35-40 years of contributions and all the compound growth on that lost out on by the lack of a 401k match, that's a HELL of a price to pay for the work environment.