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TSX

macrumors 68030
Original poster
Oct 1, 2008
2,632
80
Texas
I talked to my insurance agent and it cost me 30 dollars a year covers damage and theft. How many of you put insurance on your MBP?
 
I talked to my insurance agent and it cost me 30 dollars a year covers damage and theft. How many of you put insurance on your MBP?

i dont have insurance, but 30 bucks is pretty good deal for covering damage and theft
 
What does the company do if lost, stolen, r damaged like do they buy you a new one or reimburse you with a the current price for the particular model, or current MBP prices say if its a generation old r something? Sounds like a cheaper alternative to the applecare.
 
What does the company do if lost, stolen, r damaged like do they buy you a new one or reimburse you with a the current price for the particular model, or current MBP prices say if its a generation old r something? Sounds like a cheaper alternative to the applecare.

They send you a check for what you paid for it. Zero deductible.
 
I have mine through a standalone personal articles policy through statefarm but I may drop it and utilize homeowners insurance instead.

About 50/year for $3000 bucks in a city so not bad. Zero deductible the first time around but once you make a claim you're deductible shoots up to $1000 or so (I hear this on photography forums alot).
 
I do, I use Statefarm and they cover it for about $30 a year. I also have all of my camera gear so I end up spending about $120 a year for over 7K in gear, not bad. Theft and damage is covered, but not standard warranty stuff. Zero deductible and they send you a check. I've used it for about 3 years now and knock on wood, I've never had to file a claim.
 
Thanks for sharing this stuff. I've been very curious about this as of late, since I'll have my most expensive macbook to date (about $4k, eek!!) soon.

I really want to travel w/my gear (a macbook, a 5d w/some L lenses, and a Panasonic HMC150 bvideo camera), but the prospect of having over $10k of stuff in my suitcase makes me kinda overprotective, like an overly paranoid parent! :)

Since macbooks and camera equipment are portable, does this insurance cover you while traveling? How about traveling outside your home country?
 
Yep - got personal articles insurance through state farm. got my mbp, my wife's black macbook and her camera all covered for $44 a year. Well worth the peace of mind.
 
Thanks for sharing this stuff. I've been very curious about this as of late, since I'll have my most expensive macbook to date (about $4k, eek!!) soon.

I really want to travel w/my gear (a macbook, a 5d w/some L lenses, and a Panasonic HMC150 bvideo camera), but the prospect of having over $10k of stuff in my suitcase makes me kinda overprotective, like an overly paranoid parent! :)

Since macbooks and camera equipment are portable, does this insurance cover you while traveling? How about traveling outside your home country?

It should cover it, but if anything gets stolen be sure to get a police report.
 
I didn't have insurance on my last MacBook Pro. Guess what? It got stolen last month, along with my camera gear, after someone smashed in my car window to get it.

Both items had extended warranties: The camera through Squaretrade, and the MBP through Applecare. They do nothing for theft, though.

Imagine how bad I felt like a doof when, after I finished shelling out $4,000 to replace that stuff, partially in saved cash but mostly on a credit card after having worked to pay the cards off, I found out I could've gotten it all covered under my insurance for $50 a year, including flood and umbrella coverage.

So yeah, I have insurance now. :)

I still plan on getting Applecare though. It's still worth it.
 
Anyone have experience with submitting a claim under this type of policy?

Curious to see if it's a pain-free experience.
 
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