How much $ (net) do you save a month? After all my necessary expenses, I'm @ a savings rate of 35%, but probably more realistically @ 25-30% because of the following: 1. Live with my folks (but I do pay them some food/lodging costs) 2. Drive only once to work 3. Single I feel like I'm not saving enough because I want to fund my future iPhones, Macbook Pros, possibly a new car, wedding and eventually a down payment on a house. I have pretty good compared to most people since the only necessary/steady bills I pay are (1) car loan (2) car insurance (3) phone bill (4) student loan (5) money to folks. How do you get by and how many % do you save?