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How much would you pay per month for handset insurance?

Bacong

Bacong

macrumors 68030
Original poster
Mar 7, 2009
2,622
1,143
Westland, Michigan
Let's say AT&T decided to let people buy handset insurance finally for the iPhone. You pay a certain premium per month and if your phone breaks, you get a replacement.

So, how much would you be willing to spend extra per month?
 
In South Africa we already get this option it costs about $13 p/m (all risks cover: theft, breakage, stupidity etc. just not negligence).
 
I think we have em here , but i'd pay just like 13$ like the other poster said , i dont pay a penny atm .
 
I pay $14.99/month for the Best Buy protection it covers everything except loss. You do not have to pay a deductible if you need to get a replacement.
 
Mac-Lady said:
I pay $14.99/month for the Best Buy protection it covers everything except loss. You do not have to pay a deductible if you need to get a replacement.
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Same here. Have you had any experience with using it? I signed up for it when I bought the phone and am deciding whether to keep it or not. Im switching my homeowners insurance at the end of this month and am going to see what they offer as well.
 
I pay £7.50/month with O2. It covers everything, even if I dropped it in a pint. It covers worldwide too, which is good, as I broke my phone when in the US last year, and they sent a new one out to me. So I have had my moneys worth.

I guess anyone will be willing to pay whatever they deem necessary for piece of mind. I am happy to, and thankfully I do.
 
$5 a month times 12 = $60

$60 is only about $20 more than what I paid for my case. So I would pay $5 in order to go caseless.
 
tdesanctis said:
$5 a month times 12 = $60

$60 is only about $20 more than what I paid for my case. So I would pay $5 in order to go caseless.
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Ok that's an argument I can almost buy... except by now I'm used to having mine in the case so I'd still be out the bucks for it.

I dunno. Ever since I said Zero so fast in my earlier post, I've been feeling somewhat superstitious about it. Like tomorrow I'll be someplace and set the damn thing atop the car for a minute to unlock the car or something and then I'll drive away and the thing gets flying lessons. I lost a little money-purse with $40 in it that way once so maybe I have learned that lesson permanently but I doubt it.
 
natebookpro said:
Same here. Have you had any experience with using it? I signed up for it when I bought the phone and am deciding whether to keep it or not. Im switching my homeowners insurance at the end of this month and am going to see what they offer as well.
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No, I just feel better or should I say more free with this protection. I can not have a case and if I drop it I can get a replacement on the spot. I always had to be so careful and always worrying am I going to trip the water sensor is this or that going to happen now I really don't. But I have not heard anything bad about it.
 
jimmy83 said:
Iam the same, but doubt they will replace for water damage?:confused:
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They should cover it. My understanding is that they cover all accidental damage. If I were to drop my iPhone in a pint of the finest Amstel, they should replace it.
 
Holy crap, $14.99/month is a RIPOFF. Most home and renters insurances can add a "rider" for things like iPhones that cover everything (including loss, theft, and accidental damage) with $0 deductible for like $40/year.
 
anubis said:
Holy crap, $14.99/month is a RIPOFF. Most home and renters insurances can add a "rider" for things like iPhones that cover everything (including loss, theft, and accidental damage) with $0 deductible for like $40/year.
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Like I said in my post before I was going to look into this. But I have also heard horror stories about premiums being jacked up and policies being cancelled over making claims like this. I mean come on my homeowners insurance costs $450 a year, I could see where they would be pissed about paying for my $2000 laptop or $700 phone. It almost seems not worth it to me to mess with.
 
anubis said:
Holy crap, $14.99/month is a RIPOFF. Most home and renters insurances can add a "rider" for things like iPhones that cover everything (including loss, theft, and accidental damage) with $0 deductible for like $40/year.
Click to expand...

Agreed, $15 a month is a ripoff, but I wouldn't try and cover it with my home owners insurance.
 
anubis said:
Holy crap, $14.99/month is a RIPOFF. Most home and renters insurances can add a "rider" for things like iPhones that cover everything (including loss, theft, and accidental damage) with $0 deductible for like $40/year.
Click to expand...

yep you sure can.
 
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