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Discussion in 'iOS 8' started by JPS127, Oct 21, 2014.
Anyone know how this can be done?
It is not possible. Touch ID has replaced the need for a PIN.
Does Apple pay work at ATMs? Can I use my iPhone, no pin, and get cash?
Incorrect. Users are reporting that they sometimes still have to enter their pin for Debit transactions.
I don't know of any ATM's that have this feature.
It's Apple Pay, not Apple Bank.
Wonder when ATMs will have NFC? Yes it's used for CC so you don't need to hand your card to the cashier. But would be nice that it gets added to ATMs in the future to allow digital wallets to work for most transactions.
If you're being asked for a pin at checkout its because the cashier selected debit for your transaction. Ask them to run it as credit.
This does bring up the cash back at checkout option though. If they run as credit you have no pin to put in but you also have no option to get cash back.
That is correct. With debit option you have to put PIN on their pads. Now credit no need for that. Used credit feature yesterday at mcdonalds and debit at walgreens. I really like this apple pay. You instantly get notified on passbook. Time of transaction and even location. To those who said its slower than a cash transaction or manually swiping a card...not true. Apple pay is faster.
Do you have to choose the "Credit" option for your debit/credit card yourself or just tell to cashier before you do the Apple Pay NFC tap?
Had to press it on terminal. Don't believe we have the option to do it from the phone
I used my Wells Fargo debit card via Apple Pay at Walgreens yesterday and had to still enter my PIN.
The thing is that some terminals are made to ask for PIN and for cash back, is not a problem with Apple Pay but the terminals.
It depends on the terminal. Most newer ones ask the customer. Some may require the cashier to ask.
Thanks for all the replies. Clears it up for me!
I'm overly incorrect. I did say it is not possible.
I think this is the future. But it's a long way off. All those ATMs would have to be replaced or retrofitted with the tech. Not a cheap thing. But in the long run, I think so. I'd love it.
It is not possible
You mean what the first reply already pointed out more than 1.5 years ago?