Between the lag on address book and the fact that my Apps kept crashing and bringing me back to the home screen I went to The Local Apple store and the Genius gave me a brand new phone with 1.1.4 software on it. I won't switch back to the new software until they fix all the bugs in their software. Even in Safari it would "pop" every few minutes. If things don't improve I will keep my phone the way it is indefinitely. I will miss the improved Google Maps and the search function in Address book but at least the darn thing won't keep crashing. Now I have to figure out if they will refund me the portion of .Mac I haven't used?