I save nearly every dollar I earn and it sucks.

Discussion in 'Community Discussion' started by Kendo, Jan 8, 2012.

  1. Kendo macrumors 68000

    Joined:
    Apr 4, 2011
    #1
    Taking out the usual expenses like rent, cable, phone, gym membership, and car insurance, the only thing I spend my money on is eating out occasionally. My last big purchase was a MacBook Air last year and even then, I only bought it due to the 20% Kindle Special Offers discount from Amazon so when I sell it, I'll actually end up making money. Before that my last computer purchases were in 2004 and 2008 so I buy one every 4 years.

    I'm not a penny pincher or anything, I just don't have anything to buy. I already own a PS3 and an Xbox 360 that I bought a few years ago so I generally buy a few games at $20 when they become Greatest Hits and go on sale. And I bought an HDTV a few years back so I'm set there.

    What does everyone spend their money on? Don't get me wrong. Saving is a very good thing. But you also have to enjoy life, no? A ton of my buddies are always complaining about how they have credit card bills and they are in debt, and yet I'm here on a message board asking for advice on things to buy.
     
  2. Apple OC macrumors 68040

    Apple OC

    Joined:
    Oct 14, 2010
    Location:
    Hogtown
    #2
    ask Charlie Sheen :eek: seriously though get a girlfriend and you will find lots of places to spend your money
     
  3. einmusiker macrumors 68030

    einmusiker

    Joined:
    Apr 26, 2010
    Location:
    Location: Location:
    #3
    exactly. goddesses

    ----------

    OP. don't feel bad. most people don't spend much in this economy. I've only recently begun to spend within my means because of marriage. I used to just buy whatever I wanted but times have changed
     
  4. jaynone macrumors member

    Joined:
    Jan 2, 2012
    #4
    ^This. Get a girlfriend and then you'll see the money fly away.
     
  5. Firestar macrumors 68020

    Firestar

    Joined:
    Sep 30, 2010
    Location:
    221B Baker Street.
    #5
    As I am starting to actually have money, I generally buy stuff that I didn't have before, however once I get these things, I'll probably not be spending much.

    I've recently bought:

    Clothes, however, most of which were from gift cards.
    A computer and peripherals for that computer.
    A Zune.
    Music.

    Most of them were basically one-time purchases so that once I have them I won't be buying anything else really.

    However, I am planning on buying:

    Xbox/PS3
    A membership for Xbox Live if I decide on Xbox
    A wireless adapter for Xbox if I decide on Xbox
    Games for the Xbox/PS3
    New tv/monitor

    Just because you have money, doesn't mean you need to spend it. Once I'm done buying everything on that list, I'll probably just stop buying stuff for the most part.
     
  6. mobilehaathi macrumors G3

    mobilehaathi

    Joined:
    Aug 19, 2008
    Location:
    The Anthropocene
    #6
    Consumer culture at its finest right here. You don't want anything except to spend money? :confused:
     
  7. fireshot91 macrumors 601

    fireshot91

    Joined:
    Jul 31, 2008
    Location:
    Northern VA
    #7
    Exactly.

    I spend more on her (Probably triple what I spend on myself) than anything else.
     
  8. RKO macrumors 6502

    RKO

    Joined:
    Oct 21, 2008
    #8
    Is refreshing to hear someone else not living off credit and within their means. Keep it up. :)
     
  9. SDub90 macrumors 6502a

    Joined:
    Nov 9, 2009
    Location:
    Long Island
    #9
    After all necessary expenses, I spend maybe $1,000-1,500 on myself every year (2011 was an exception to this - spent $2,000 after buying an iPad 2, HP touchpad, and building a gaming desktop). The only other thing I spend money on is my friends - most of them are in debt from school so I usually cover most, if not all, of the night whenever we go out.

    You don't have to buy things and spend money to enjoy yourself. You have your priorities straight. Your friends should learn from you.
     
  10. Mord macrumors G4

    Mord

    Joined:
    Aug 24, 2003
    Location:
    UK
    #10
    Go places, do stuff, make the most of it.

    Your lifetime is a one way street.
     
  11. zioxide macrumors 603

    zioxide

    Joined:
    Dec 11, 2006
    #11
    fixed that for ya :p
     
  12. yg17 macrumors G5

    yg17

    Joined:
    Aug 1, 2004
    Location:
    St. Louis, MO
    #12
    So after "enjoying life" you have money left and you're complaining that there's nothing else to buy to help you enjoy life more?

    First world problems :rolleyes:
     
  13. firestarter macrumors 603

    firestarter

    Joined:
    Dec 31, 2002
    Location:
    Green and pleasant land
    #13
    Travel. Fly places... go an see foreign countries... have different experiences.

    Go to see concerts / theatre / opera / ballet.

    Learn stuff. Learn to do something artistic, play a musical instrument.

    All these things should not only be enjoyable, they'll make you a more interesting person.

    Yes, and we're a long time dead.
     
  14. stridemat Moderator

    stridemat

    Staff Member

    Joined:
    Apr 2, 2008
    Location:
    UK
    #14
    Rather than seeing it as a problem, see it as a blessing. There are many people who would rather be in your position.
     
  15. zioxide macrumors 603

    zioxide

    Joined:
    Dec 11, 2006
    #15
    you can also mail me a check :D i'm sure i could help you spend that money :p
     
  16. eric/ Guest

    eric/

    Joined:
    Sep 19, 2011
    Location:
    Ohio, United States
    #16
    Same. Poor college student here. Textbooks ain't cheap.
     
  17. AlphaDogg macrumors 68040

    AlphaDogg

    Joined:
    May 20, 2010
    Location:
    Boulder, CO
    #17
    I spend a lot of my extra money on cycling stuff. Bike maintenance, parts, cycling clothes, off-season riding (I bought a $200 trainer to let me ride indoors). This adds up to as much as $500/yr.

    Parts include: new grip tape twice to thrice per season, new grips once per season, new cables every other season, as much as 20 tubes per season (those nasty goathead thorns will get ya!), and new tires every other season.

    Cycling clothing consists of: jerseys, shorts, knickers, legwarmers, armwarmers, gloves, etc. I buy these very often, but they also last a lot longer than a lot of bike parts.

    I am cutting down on bike stuff this year so that I can afford a new iPhone in August, when I'm eligible for an upgrade. I will probably get a 32GB variation of the iPhone 5/6/whatever they end up naming it. I am also cutting down on what I spend on my current bike so I can be able to afford a nice carbon road bike in a couple years.
     
  18. JerZyT28 macrumors regular

    Joined:
    Jul 24, 2011
    #18
    After binging (sp) on myself, the wife, and the kid since my last deployment, I'm actually in debt lol so now I don't spend too much anymore, I put most of my check towards bills and I tell you what, it's a great feeling to look at my bank account and see it rising...even if it's all gonna go bye bye in one click once I get enough to pay my CC off
     
  19. zioxide macrumors 603

    zioxide

    Joined:
    Dec 11, 2006
    #19
    no kidding. i'm about to start my last semester. unfortunately for me, because of work/commuting/availability of the classes i needed, i've been less than full time for the past year. so in november I had to start paying back my loans too. not even graduated and I already have to pay my loans on top of the tuition/fees/expenses for my last two classes. so broke. :(
     
  20. Kendo thread starter macrumors 68000

    Joined:
    Apr 4, 2011
    #20
    That is a great quote my friend.
     
  21. steve2112 macrumors 68040

    steve2112

    Joined:
    Feb 20, 2009
    Location:
    East of Lyra, Northwest of Pegasus
    #21
    Look, what you are doing is not bad. It's not like you are doing extreme stuff like dumpster diving for all your food and using cardboard boxes for furniture. I don't know if your are from the US or not, you are already doing way better than most Americans. Many people in this country have little to no savings, are in debt up to their eyeballs, and only a paycheck or two away from bankruptcy.

    I'm similar in my purchasing patterns. I don't own a modern console (though I did just build a gaming PC), and I buy all my games used or through Steam when they go on sale. I just sold my my old Powerbook and old iPods for money toward a new MBP, so I understand where you are coming from.

    Anyway, on to the questions. Do you have any hobbies aside from gaming/tech? Sports like biking or golf can eat up a ton of money. I like target shooting, and that can burn a lot of money if you let it. I also have a weakness for books.
     
  22. Melrose Suspended

    Melrose

    Joined:
    Dec 12, 2007
    #22
    Word.

    I don't understand people that complain about having too much money; or whine about not knowing what to spend their money on. Give it to charity, feel a bit better about yourself, and shut up. Sorry for being candid, but that's how it is. Children go to bed hungry night after night. Hell, even your local animal shelters have a devil of a time finding enough money to stay open.

    My advice is to donate your excess time and/or money to someone who will not question what to do with it.

    :)
     
  23. SuperCompu2 macrumors 6502a

    SuperCompu2

    Joined:
    Jul 23, 2006
    Location:
    MA
    #23
    You should look into investing as well!

    Get your nose into some rising stocks, or maybe put money towards a money market/CD every once in a while. A Roth IRA will accrue interest over time, with the final sum being able to be withdrawn tax-free (capital gains eats other stocks alive).

    There are many ways to invest, with varying levels of risk and reward. I think this would be the smartest if you're looking for a healthy way to spend.
     
  24. boy-better-know macrumors 65816

    boy-better-know

    Joined:
    Jun 30, 2010
    Location:
    England
    #24
    What I understood from that was, in short;
    " I don't buy anything apart from a Mabook air a PS3 an xbox an hdtv and eating out and buying games"
    I really don't think you have anything to worry about. Apart from the fact that you seem to want something that you don't know you want yet.
    If you have loads saved, I suggest investing it. I made £3400 one year whilst at uni from my £900 loan. Carpe Diem
     
  25. noisycats macrumors 6502a

    noisycats

    Joined:
    Jun 1, 2010
    Location:
    The 'ham. Alabama.

Share This Page