Oh yes, yes, of course, you´re absolutely right.
Gonna tell you a true story.
My mom was once getting a beauty cut from one of the most famous, successful cosmetic surgeons in the world. She fulfilled herself a lifelong dream with it. At the clinic she met one of those super duper rich 1% in the world. That woman´s wealth was unimaginable. F.e. she owned an enormously huge multi-floor luxury residence at central park NY. My mom´s surgery was about 25k$ at that time, about 7 years ago. Now guess what they did ... They went shopping... some clothes in a boutique, thousands a dress. (my mom did not buy anything) After shopping they wanted to eat something and they drove with a taxi (!!!) to a well know discounter market called "Lidl" to buy some extra cheap food. Guess why.... To save money... Seriously ? Imagine that insanity. Spend 30+k$ for a cosmetic surgery, spend thousands for dresses, spend 20$ for a taxi to buy some sh++ for 5$ to eat in a store for the poorest people here.
Or let me tell you another true story. Several years ago my mom worked in a special clinic. There she met a kind old lady from Monaco. That lady had a big suitcase in her room full with fresh bunches of 500€ banknotes. She told my mom she always has that suitcase near her to give away money to her friends, family or to pay whatever she wants. Imagine that: A big suitcase with dozens of big fat 500€ bunches.
Yes, rich people are extremely stingy - on one hand. But on the other hand they give away their money in a lavish way. If a beggar comes for a buck normally they don´t give a sh++. But if they see something glamorous they don´t care. They argue and bargain about ridiculous stuff here and throw thousands and hundreds of thousands out of the windows without asking a single question there. They buy yachts for 20+ million $ and drink cheap coke from the next supermarket. This is also called ambivalence. It is emotional and it is very human.
