I would buy a MBP...

Discussion in 'MacBook Pro' started by tracetritt, Jul 19, 2007.

  1. tracetritt macrumors member

    Joined:
    Jun 10, 2007
    Location:
    Northwestern Wisconsin, USA
    #1
    I know exactly what I want....I have the money to get it. I just got a checking account with a check card to buy the thing online. To bad I can only spend upto $1000 a day with it....whats the point to that? I have the money in there...so there should be no reason for this...and I correct to assume this?

    Trace
     
  2. Royale w/cheese macrumors 6502a

    Joined:
    Jun 5, 2007
    #2
    It's been awhile since I had to do it, but I think they can split up the purchase over a day or two. You could also ask your bank to up your limit, but that can take a few days and they might not do it if your too new of a customer.
     
  3. tracetritt thread starter macrumors member

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    #3
    How would a person go about doing that....splitting up the purchase over a two day period?
     
  4. iMacBook macrumors 6502a

    iMacBook

    Joined:
    Jun 14, 2007
    Location:
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    #4
    Call up your card company ask for the limit to be raised to X amount to buy what you want.
     
  5. Royale w/cheese macrumors 6502a

    Joined:
    Jun 5, 2007
    #5
    Copied from the Apple Store

    Credit, Debit, and Check Cards

    Whether you order online or phone in your order to Apple, you may pay by credit, debit, or check card. When you provide Apple with your card information, Apple will obtain a pre-approval from the card company for the amount of the order, which may result in a corresponding block on your available credit while the pre-approval remains in place. Apple will not bill your credit card or process a transaction under your debit or check card until your order ships.

    The Apple Store accepts Visa, MasterCard, American Express, and Discover cards. Apple is unable to accept credit, debit, or check cards issued by banks outside of the United States.

    Debit cards and check cards may have daily spending limits that could delay the processing of your order substantially.

    The Apple Store requires the credit, debit, or check card security code for your card for any telephone or online purchase to protect against the unauthorized use of your credit card by other persons. The security code is an individual three- or four-digit number specific to your card that may be printed on the face of your card above the embossed account number (if American Express), or on the back of your card, on the signature panel (if Visa, MasterCard or Discover).
    Combining credit, debit, check, and gift cards and Apple Credit

    No matter how you place your order, you may use more than one credit, debit, charge, or gift card (or combination of them) to pay for anything Apple sells, except for an Apple Gift Card, an iTunes Gift Certificate or software download such as QuickTime. You can pay with two credit cards by indicating the amount to place on your primary card. The remaining balance will be allocated automatically to the second card. You may also use up to a total of four Apple Gift Cards, by themselves or in addition to one credit card. If you are financing all or a part of your purchase through Apple Credit, you may pay with a combination of a credit, debit, or check card and what you finance through Apple Credit, or with up to four Apple Gift Cards and what you finance through Apple Credit.

    Cashier's Check or Money Order

    The Apple Store accepts cashier's checks and money orders as valid forms of payment. Personal or business checks are not accepted. If you wish to pay by cashier's check or money order, you may order by phone at 1-800-MY-APPLE (692-7753). The cashier's check or money order must be payable to Apple Computer, Inc. and include your web order number. Please mail your payment and a copy of your order acknowledgment to:

     Apple Inc.
     12545 Riata Vista Circle
     MS: 198-2H50
     Austin, TX 78727-6524

    Apple must receive your payment within 10 calendar days or Apple will cancel your order. Please allow one business day for order processing after Apple receives your payment.

    Wire Transfer

    The Apple Store accepts bank wire transfers as a valid form of payment. If you would like to use a wire transfer to pay for your order, please follow these steps:

    * Contact the Apple Store at 1-800-MY-APPLE (692-7753) and place an order by phone.

    * Obtain the final dollar total of your order including tax and any applicable shipping charges from the Apple Store representative.

    * Have your bank electronically transfer the total dollar amount of your order.

    * Reference your web order number with your payment and send to:

      Beneficiary: Apple Inc.
      Bank: Bank of America
      Routing/transit (ABA) #: 026009593
      Physical Bank Address: 100 West 33rd St, New York, NY 10001
      Account #: 3751294243

    If your bank representative has questions, please ask him or her to contact a Bank of America representative for Apple's account at 1-925-675-8771. Please allow at least one business day for the processing of your wire transfer as processing time varies among banking institutions and wire transfers can be delayed due to institution policies.
     
  6. tracetritt thread starter macrumors member

    Joined:
    Jun 10, 2007
    Location:
    Northwestern Wisconsin, USA
    #6
    I actually did that last night and they said I would have to be a customer with them for a year before they up my limit. They did say that I could have a three way call with an Apple Sales rep and they could ok it that way....how awkward....me "hold on, i need to call my card company do you can talk to them about this purchase" sales rep "uhhhh sure no problem"
     
  7. Royale w/cheese macrumors 6502a

    Joined:
    Jun 5, 2007
    #7
    Usually the store you buy it from splits up the charges and ships after the last payment posts.
     
  8. tracetritt thread starter macrumors member

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    Jun 10, 2007
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    #8
    It does this automatically?
     
  9. Royale w/cheese macrumors 6502a

    Joined:
    Jun 5, 2007
    #9
    Well you usually have to talk to them a little. :)

    I am sure if you talk to Apple, they will be MORE than willing to help you in the quickest way possible.
     
  10. iMacBook macrumors 6502a

    iMacBook

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    Jun 14, 2007
    Location:
    Down by the bay.
    #10
    Seriously? Switch to a new card company then. That company fails.
     
  11. tracetritt thread starter macrumors member

    Joined:
    Jun 10, 2007
    Location:
    Northwestern Wisconsin, USA
    #11
    I hear ya there....its the only company that I can have a checking account with though....it sucks being only 15 and having an actual good job that pays...cant do anything with my money :(
     
  12. iMacBook macrumors 6502a

    iMacBook

    Joined:
    Jun 14, 2007
    Location:
    Down by the bay.
    #12
    Ask your parents for their card. Just make sure you give them the money first. :)
     
  13. tracetritt thread starter macrumors member

    Joined:
    Jun 10, 2007
    Location:
    Northwestern Wisconsin, USA
    #13
    I wish...they're in the stone age still....they dont know even how to turn a computer on much less use a card. Old fashion I tell ya.
     
  14. carp3n0ct3m macrumors newbie

    Joined:
    Jan 3, 2007
    #14
    I say you should just give them a call, what have you got to lose?

    My bank allowed me to up my limit for 24hrs. I called apple to find out what would happen if the payment for my MBP was declined and they said that they will just try again later, that payments are processed every 5 hours. Apple said that as soon as I get an email saying that the payment was denied to give them a call after calling my bank to open the limit up and they would process the payment right then.

    That's for Wells Fargo.

    Another option if you're purchasing through the regular apple store online, or the educational store, you're able to use apple gift cards. If worst comes to worst, you could purchase a few apple gift cards under your purchase limit and use those to pay for your order. There shouldn't be any tax on those gift cards either, and if I'm not mistaken you can have them emailed to you.

    -Justin
     
  15. tracetritt thread starter macrumors member

    Joined:
    Jun 10, 2007
    Location:
    Northwestern Wisconsin, USA
    #15
    Thanks everybody. Ill keep ya posted on what happens in the end.
     

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