My wife and I just got new iPhone 13 Pros on T-Mobile. My wife is new to iOS and great at finding things wrong with it, specifically the calendar. One of her biggest finds is that the iCloud Holiday Calendar has everything off by a day (Halloween, Thanksgiving, Christmas Day, etc). I've found anecdotal posts across the internet that this might be a time zone issue. I've confirmed that my phone is correctly detecting Eastern (New York, and we're in Atlanta), and that the override time zone setting is off in the calendar. After confirming these two settings, and doing a hard reset, the calendar is still wrong. Is this a time zone bug, a calendar bug, an iCloud data issue... ?