Actually...I want to revise my statement above.
I've now had a chance to use the 2018 i7 mac mini: When pushing all cores (opening a very complex PDF), the CPU temp hits 100C within seconds, CPU speed drops from 4+ GHz down to around 3.6, and the fans then start to kick in. The performance is good, however, and most tasks finish pretty fast.
But, coming from 2011 quad i7 mac mini, this is a big surprise. On the 2011 mini, even when all cores are being stressed (opening the exact same file) the CPU temperature rises much more slowly, taking 1 minute or more before finally reaching 100C at which point the fans start to blow. Of course, the task itself takes >3x as long to complete on the 2011 mini.
So...it may well be that an i3 (or maybe an i5) is indeed beneficial if you want to ensure a perfectly silent mac mini experience (at the expense of nse of some performance).