Not all tech-savvy people are poor.
Frugality is a habit, maybe not of all the middle-class, but of many of history's super-rich.
...
Let me say this, SeaFox, when you take your attitude, and multiply your attitude by half the population of the U.S. - it gives foreigners some perspective of why the U.S. is submerged in debt.
WHOOSH!
Maybe I'll write you a longer reply later from my iBook G4 -- whose screen I repaired myself (bad data cable) with directions by iFixIt.