for those of you who have or are in the process of getting your master's degree, i am curious as to how you are paying for it? i am looking at a private institution (versus a state school) for my MFA in the fall and i am starting to get more than a little freaked out about how to cover tuition + expenses. (tuition = $31K; expenses about another $20K per year x 2 years) i am particularly curious in what merit-based scholarships/grants/fellowships/etc people have gotten; there are so many out there i do not want to miss anything. I want to try and do this without incurring any additional debt as i am already in the hole for $100K for my BFA. i suppose i could live with the graduate stafford/perkins loan of about $20K/year but i still need to find another $31K! thanks!