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ING Belgium Announces Support for Apple Pay

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ING Belgium today announced support for Apple Pay, offering the bank's customers another way to pay using contactless without needing their physical debit card to hand.

ing-belgium-apple-pay.jpg

The 1.4 million customers who do their banking via the ING Banking app will now be able to use their ING cards with Apple Pay to make payments even more easily, said the bank in a press release.
"We're constantly looking for new ways to help our customers manage their money even easier, and Apple Pay is a great fit," said Amaury Vanthournout, Director of Payments at ING Belgium. "We've seen a major behavioral shift among our customers as a result of the pandemic, many of whom have become hesitant to use cash. Half of all payments are now contactless, a steep rise from 13% a year ago. By introducing Apple Pay in the ING Banking app, we are seizing the momentum by offering our customers a new payment method that offers incredible ease of use in shops, online and on the go."
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ING said it had recorded 51.5 million contactless payments during the first five months of 2021, compared to 21.5 million over the same period last year. The contactless payments are said to have accounted for half of all in-store debit card payments and had an average amount of €19.

With support for Apple Pay now live, ING customers will have the added benefit of paying for things using their iPhone, iPad, Apple Watch, and Mac, without having to enter their PIN, even for amounts over 50 euros.

ING already offers Apple Pay in the Netherlands, France, Italy, Spain, Romania, Poland, Australia and Germany. Apple Pay launched in Belgium in November 2018. The digital payment method first launched in the United States in October 2014 and has since expanded to many other countries around the globe.


Article Link: ING Belgium Announces Support for Apple Pay
 
Article Link
https://www.macrumors.com/2021/08/03/ing-belgium-supports-apple-pay/
So funny, I tried to add my ING debit card this morning, even though it's not in the proposed bank list and it worked already. I thought I was the only one who didn't know that I could add ING.
 
Damian83 said:
Wow they were fast!
Click to expand...
They didn't like Apple Pay because in the Benelux we have horrible stuff like Bancontact and Payconiq. No one really knows how Bancontact or Payconiq work, neither how private it is, but no one seems to care.
Eventually they caved it seems.
 
Good news modernity is coming to Belgium!
Now let's go, all the other banks.
 
Nothing to do with the actual article, but I have a question about the photo in the article.

Can someone explain the ice cream cone that appears to be going through the ice cream itself? Is it a cone on top, some new fancy hipster city styled ice cream serving I have never heard of, or bad photo shop?
 
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Damian83 said:
Wow they were fast!
Click to expand...
Hahaha.
I don't really get why it would take that long. Even the business side of ING (including in NL) still doesn't support Apple Pay. Would love to see big banks adjust quickly, but that is a vain hope.
 
Eggtastic said:
Nothing to do with the actual article, but I have a question about the photo in the article.

Can someone explain the ice cream cone that appears to be going through the ice cream itself? Is it a cone on top, some new fancy hipster city styled ice cream serving I have never heard of, or bad photo shop?
Click to expand...
I think the ice has melted around the cone, presumably because payment took too long. The suggestion is that holding your bank card near the reader takes more time than doing the same with your phone. I do not understand why the ad is in English, as it is not one of the three native Belgian languages.
 
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I will not use Apple pay untill I understand why I would put an extra layer between my bank and the recipient of the money. I can produce my bank card faster than my iphone and my bank card is also more reliable.
 
knappeduivel said:
I will not use Apple pay untill I understand why I would put an extra layer between my bank and the recipient of the money. I can produce my bank card faster than my iphone and my bank card is also more reliable.
Click to expand...
But your bank card also adds an extra layer: either Bancontact or the credit card company.

and I doubt you can take your bank card faster out of your wallet, register it and then enter your PIN code (when over 50 euro). Paying with iPhone or Apple Watch is much more convenient.
 
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Eggtastic said:
Nothing to do with the actual article, but I have a question about the photo in the article.

Can someone explain the ice cream cone that appears to be going through the ice cream itself? Is it a cone on top, some new fancy hipster city styled ice cream serving I have never heard of, or bad photo shop?
Click to expand...

It’s probably a new type of ice cream that doesn’t melt as quickly, developed in conjunction with Apple: iCone 🤣
 
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hagar said:
But your bank card also adds an extra layer: either Bancontact or the credit card company.

and I doubt you can take your bank card faster out of your wallet, register it and then enter your PIN code (when over 50 euro). Paying with iPhone or Apple Watch is much more convenient.
Click to expand...
I don't use Bancontact or a credit card.

Doubt all you want but I tell you, I can produce my bank card faster than my iphone.

And calm down, I am not trying to get you to drop Apple wallet, I just claim it is not convenient for knappeduivel.
 
knappeduivel said:
I will not use Apple pay untill I understand why I would put an extra layer between my bank and the recipient of the money. I can produce my bank card faster than my iphone and my bank card is also more reliable.
Click to expand...
If you were to get an Apple Watch (or if you already own one) I think you'll find that Apple Pay on an Apple Watch is far more convenient and equally reliable (or more so) than a bank card - or a phone - for contactless. Double tap the long button, done.

It's also extremely reliable in my experience. I just spent 5 days at a festival where contactless payments were the only option. I made dozens of micro payments for food and drinks but didn't need my wallet/bank card or phone for payments at any point.
 
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dca100 said:
If you were to get an Apple Watch (or if you already own one) I think you'll find that Apple Pay is far more convenient and equally reliable (or more so) than a bank card - or a phone - for contactless. Double tap the long button, done.

It's also extremely reliable in my experience. I just spent 5 days at a festival where contactless payments were the only option. I made dozens of micro payments for food and drinks but didn't need my wallet/bank card or phone for payments at any point.
Click to expand...
To each his own. My bank card does contactless payments without double tapping long buttons. Also it the battery never seems to be empty.
How is a phone more reliable?
 
I set up Apple Pay (linked to an ING credit card) on the Watch at the beginning of the pandemic. Double-tapping the watch button through the jacket sleeve and just holding the arm near the terminal works. The confirmation buzz (a notification from the ING app with the exact amount) on the watch happens even before the cashier machine starts printing the receipt.

The cards in my wallet are backups really, never had to use it though.
 
knappeduivel said:
I will not use Apple pay untill I understand why I would put an extra layer between my bank and the recipient of the money. I can produce my bank card faster than my iphone and my bank card is also more reliable.
Click to expand...
For me, the biggest selling point is that using Apple Pay means the merchant gets a “one time use” credit card number on your behalf, and not your actual card number. Then if the merchant has a data breach and alerts customers that credit card info was compromised, you won’t have to worry since it was a temporary card number anyway.

And credit card companies like Apple Pay since the customer is being authenticated (by Touch or Face ID), thus lowering the odds of fraud, so they’re happy to give Apple their cut.

Over the years, I’ve had a couple of minor random charges appear on my credit card that the company quickly reversed for me. Maybe my card number was skimmed at a gas station or ATM, who knows. Nothing major for me to deal with, but I still enjoy the extra peace of mind Apple Pay gives.
 
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knappeduivel said:
I don't use Bancontact or a credit card.
Click to expand...

If you don’t use Bancontact it’s very unlikely you have a Belgian bank card, and you don’t pay in Belgian shops. Because they almost all use the Bancontact network.
 
MacRumors said:


ING Belgium today announced support for Apple Pay, offering the bank's customers another way to pay using contactless without needing their physical debit card to hand.

ing-belgium-apple-pay.jpg

The 1.4 million customers who do their banking via the ING Banking app will now be able to use their ING cards with Apple Pay to make payments even more easily, said the bank in a press release.
ING said it had recorded 51.5 million contactless payments during the first five months of 2021, compared to 21.5 million over the same period last year. The contactless payments are said to have accounted for half of all in-store debit card payments and had an average amount of €19.

With support for Apple Pay now live, ING customers will have the added benefit of paying for things using their iPhone, iPad, Apple Watch, and Mac, without having to enter their PIN, even for amounts over 50 euros.

ING already offers Apple Pay in the Netherlands, France, Italy, Spain, Romania, Poland, Australia and Germany. Apple Pay launched in Belgium in November 2018. The digital payment method first launched in the United States in October 2014 and has since expanded to many other countries around the globe.


Article Link: ING Belgium Announces Support for Apple Pay
Click to expand...
You guys forgot to post an article about Mexico. Starting today, support for Apple Pay is available with visa cards from several banks in Mexico. Previously only Amex and Mastercard were supported in the country.
 
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Eggtastic said:
Nothing to do with the actual article, but I have a question about the photo in the article.

Can someone explain the ice cream cone that appears to be going through the ice cream itself? Is it a cone on top, some new fancy hipster city styled ice cream serving I have never heard of, or bad photo shop?
Click to expand...
I think it’s supposed to show an ice cream with 2 cones, one from the bottom and one from the top, this screenshot is maybe more clear:
B10BFB4A-8904-4F87-9075-DA811D7C6E02.jpeg

While I live pretty close to Belgium (actually in The Netherlands), I haven’t seen this style ice cream in real life either 😆
 
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