Insurance for iPhone in the UK

cwedl

macrumors 65816
Original poster
Jun 5, 2003
1,398
26
Hi Guys/Girls

Just wondering if anyone has thought of Mobile insurance for the iPhone in the UK when it comes out. Will O2 offer insurance, what recommendations would people make.

Thanks
 

thworple

macrumors 6502
Oct 20, 2005
349
0
Sussex, England
Haven't seen what o2 are going to offer in this dept. yet, but my experience with mobile-phone insurance from providers is not a happy one. Basically, they never paid out on any claim I've made (I've only ever claimed twice, was told over the phone that I was covered, only to receive a letter contradicting what I was told, and stating that I wasn't covered.


I'm going to go the route of adding it to my house insurance instead like I do with my laptop, as they have a better reputation, and the charge they'll add onto my premium will probably be cheaper than getting out a separate policy just for the iPhone.
 
Comment

alFR

macrumors 68020
Aug 10, 2006
2,457
471
Yeah, check your house insurance - they might cover it anyway without having to add it as a specified item.
 
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thworple

macrumors 6502
Oct 20, 2005
349
0
Sussex, England
Just checked O2's current insurance offers, not sure if this covers the iPhone :
http://www.o2.co.uk/assets/O2HybridNav/Static-files/PDFs/Insurance.pdf (pdf)
So basically you spend £90 per year on their "Premier" insurance policy? - let's put this in perspective - my contents insurance for home is £120 per year, and that covers all my worldly possessions at home, as well as my laptop, bicycle, and mobile when away from home, including abroad for 20 days per year.

Well, I know which one I'm sticking with.:rolleyes:
 
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shrewsburywolf

macrumors regular
Sep 21, 2007
165
0
I'll be using my home insurance too, but some insurers don't cover mobiles on their policies.
 
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ibanana

macrumors 6502
Aug 23, 2007
400
0
London
So basically you spend £90 per year on their "Premier" insurance policy? - let's put this in perspective - my contents insurance for home is £120 per year, and that covers all my worldly possessions at home, as well as my laptop, bicycle, and mobile when away from home, including abroad for 20 days per year.

Well, I know which one I'm sticking with.:rolleyes:
can u pm me the namee of yr insurance as i'm interested ?
cheers
 
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dodonutter

macrumors regular
Nov 4, 2004
217
0
Deep South UK
I have my D900 covered under my student possessions insurance and it only adds £5 a year so i'm just gonna switch that over to my iPhone. So basically i'm putting it on my house insurance.

No way am i going through O2, think they add £5 per month onto the contract which is ludicrous.

Beware though. a friend of mine turned down insurance from his network and went to the bank and got it covered under a special policy there for a fraction of the price but got mugged 10 days later (by a guy with a crow bar!) and when he claimed they wouldn't pay out as the small print stated they wouldn't cover him for 14 days after he bought the policy so he was screwed.

Sucks really. I'm going to go and read my insurance fine print very carefully.
 
Comment

redgaz26

macrumors 68020
Mar 6, 2007
2,298
6
Glasgow
I have my D900 covered under my student possessions insurance and it only adds £5 a year so i'm just gonna switch that over to my iPhone. So basically i'm putting it on my house insurance.

No way am i going through O2, think they add £5 per month onto the contract which is ludicrous.

Beware though. a friend of mine turned down insurance from his network and went to the bank and got it covered under a special policy there for a fraction of the price but got mugged 10 days later (by a guy with a crow bar!) and when he claimed they wouldn't pay out as the small print stated they wouldn't cover him for 14 days after he bought the policy so he was screwed.

Sucks really. I'm going to go and read my insurance fine print very carefully.


just phoned up my insurance company, from 9th nov to next may it's £16 then it will be £21 a year after that.
not bad!!!!!!!!
 
Comment

Hustle

macrumors 6502a
Jul 29, 2007
762
82
USA
I'm hoping to get my iPhone added to the house insurance. I have had a previous phone insured with the network provider, however, when i needed to claim for a stolen mobile, they refused to pay out and showed me all the small print. I now know to avoid direct network insurance.
 
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